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Angela Alderton Director of Salesforce Development Ange@kznleaders.co.za 0662065654

< Back Next Mel Clark Mel Clark is the co-founder and executive director of Black Balance Projects Mel Clark is the co-founder and executive director of Black Balance Projects, a multidisciplinary consulting company in the built environment sector. Mel, together with his business partner Malcolm Biggar, founded the company 16 years ago. Mel is a product of both farm and city. His family were part of the John Dunn clan, and he grew up in an area called Mangethe, which is near the Tugela River mouth. “My upbringing is worth mentioning,” says Mel. “It instilled the value of love for family, love for local community and a strong work ethic, as people from the farm tend to have. At that time in the late 70s and early 80s, I also acquired an appreciation of people from different walks of life. We spoke Zulu and it was a solid grounding as a young child.” CRITICAL THINKING As his high school years were quite a ‘hectic time’ in our country Mel got involved in student anti- apartheid protests. That experience, he said, really installed in him the capacity for critical thinking that has been a cornerstone for his development as a person. However, organisational skills, project management, and team building were big parts of his schooling and education. Mel completed a degree at the then University of Durban, Westville and studied further in industrial relations and law. His involvement in the trade union movement led to his first job as an organiser in the Clothing and Textile Workers Union in Durban. His role included recruiting workers in the Jacobs Mobeni area, getting involved in wage negotiations, learning labour law, and learning from worker leadership. “It was not a normal first working environment where one would learn from bosses. I had to learn from workers, which was very fulfilling in its own way,” he reflected. At Black Balance, Mel’s focus is on building the brand of the business, he also attends to project opportunities, town planning, architecture, quantity surveying, and engineering. He commented, “My role is to try to get the different disciplines to talk to each other around the common goal for a project and make it workable.” BUILDING BRIDGES Mel explained that his ‘why’ is building bridges and connections between people, spaces and ideas. The company’s name Black Balance is based on the photographic principles of white and black balance that make photos more real. A goal of Black Balance is to bring balance between Black and White people in terms of economic empowerment, as well as balance in ‘live, work and play’ spaces, including social and environmental aspects. One of the life accomplishments that stands out for Mel is his involvement with the development of the KZN Provincial Growth and Development Strategy. He says, “In trying to develop a strategy that incorporates the visions of the many stakeholders in our society, we spent an enormous amount of time talking to people from all walks of life – business, trade union, community, government workers, unemployed, and academic and tried to knit that together into something that is workable, and that people can rally around.” While the strategy has become a point of reference for planning in the province, it is a disappointment for Mel that all aspects of that strategy haven’t been implemented. Speaking of who has inspired him Mel says that in his early working days in the trade union movement, he was mentored by John Zikali, a leader who had enormous stature and reputation. “I came in as a young university student, overzealous to beat up the bosses and make sure of workers’ rights, be as militant as young students can. In his wisdom, John taught me that you’ve got to develop the capacity and capability to see things from the other person’s perspective, even the employee’s point of view, and why going for direct conflict is not always the wisest route. “When, I went into government I had to able to appreciate the perspective of people who worked there. After that, going into the private sector, I was able to adapt and understand that perspective of people who worked in that sphere. His example allowed me to grow as a person, and to be able to engage with people in a more empathic and honest way.” NEED FOR BALANCE The challenge of personally coping with failure has been a situation that Mel has had to overcome when Black Balance went through troubled times. He reflected, “I was able to learn that business failure is not personal failure. In fact, like many wise coaches say, failure is there to teach you. I’m glad for that challenge and believe that it’s strengthened me. We have to teach our kids this type of resilience as well. We cannot run away from problems or collapse when we face tough situations.” Mel, as a believer in psychology, tends to dig a bit deeper into the underlying reasons where there is conflict. Generally, this approach means he spends time and energy in trying to understand situations more clearly, which strengthens his team. In terms of motivation, Mel enjoys helping people identify where their passion is when it’s possible to get the most from his team. Mel’s family and those closest to him inspire him to achieve more. However, he explains that one should appreciate the need for balance between applying one’s skills in business and taking care of family. Commenting on his vision for KwaZulu-Natal, Mel says he would want the province to regain and surpass its status as the warmest place with the people with the warmest hearts in South Africa. “Visitors not only enjoyed our natural beauty, but also our people and we need to work at rebuilding that image of KZN as a really welcoming place to be, to unlock the potential for investment.” Mel concluded, “I’m very conscious about the cliché ‘time is precious’. I’m a project manager at heart. Value every moment, value all of the time that you have because time goes by so quickly. Enjoy life, make time for the things that matter, including that 10km run and that round of golf.” Previous Next

This is placeholder text. To change this content, double-click on the element and click Change Content.Baking for Beginners Marcus Harris Business Coaching Price No Cost Duration 30 minutes Business assessment < Back About the Course Your Guru Trevor Clark Trevor Clark is a seasoned business coach with a strong background in marketing, sales, and leadership. After completing his studies in Switzerland and earning diplomas in marketing and business management in South Africa, he began his career at ABSA in 1993. He went on to hold key roles in the engineering sector and at Babcock, where he led national initiatives. Trevor gained international experience in Saudi Arabia and Dubai, where he co-owned and managed a successful brand consultancy. In 2009, he returned to South Africa, becoming a certified ActionCOACH. He was named South African Rookie Coach of the Year (2010) and ranked among the Global Top 100 Coaches (2012). Known for his practical strategies and passion for business growth, Trevor helps clients improve in key areas of time, team, and money. He’s also an avid sportsman and proud father of two.

Sappi, founded in 1936, is a leading global provider of powerful everyday materials made from woodfibre- based renewable resourcesSappi Southern Africa Sappi, founded in 1936, is a leading global provider of powerful everyday materials made from woodfibre- based renewable resourcesSappi Southern Africa Sappi, founded in 1936, is a leading global provider of powerful everyday materials made from woodfibre- based renewable resources. As a diversified, innovative and trusted leader focused on sustainable processes and products, we seek to support a more circular economy and to build a thriving world. With operations in four key regions: South Africa, Europe, North America and Asia, Sappi is powered by the expertise of more than 12,000 people. Our product offering in SA includes dissolving pulp, packaging and specialities, newsprint, office paper, tissue sawn timber and biomaterials. We generate shared value in the communities in which we operate, by investing in skills training, enterprise supplier development, youth mobilisation, early childhood development and many other initiatives aimed at boosting employment and growing the economy. Sappi in KZN Saiccor Mill, situated 50 km south of the port of Durban in Umkomaas, is the company’s biggest production facility for Sappi Dissolving Pulp (DP). Acquired by Sappi in 1989, this signalled Sappi’s first entry into the global DP market. The mill has the capacity to produce approximately 890,000 tons of elemental chlorine-free (ECF) DP per annum, mostly for the export market. Branded as ‘Verve’, a large percentage of the DP we produce at the mill is sold globally into the rayon – Viscose Staple Fibres (VSF) and Lycocell (solvent spun fibres) – markets for use in textiles. As global textile demand grows, driven by population growth, fashion and rising wealth in developing and emerging economies, the need to develop more climate- friendly solutions, derived from renewable materials that are not fossil-fuel based, drives the increasing market share for viscose and Lyocell. Fabrics made from cellulosic fibres differ from other feedstock fibres in that they are breathable, absorbent, recyclable and biodegradable. In addition, they provide a unique and appealing look, feel and drape. DP can also be processed into products that are used in food and beverages, health and hygiene, wrapping and packaging, pharmaceuticals and many more applications that touch our daily lives. Stanger Mill is unique in South Africa in that it uses bagasse (sugar cane waste) as its basic raw material in the manufacture of office paper and tissue wadding. The mill’s paper machine has a production capacity of 80,000 tons, while the tissue machine produces around 30,000 tons per annum. It also produces 60,000 tons of bleached bagasse pulp for its own consumption per annum. Stanger Mill is home to the well-known office paper brand, Typek. This copier paper is an ultra-white multi- purpose paper. It is also acid and lignin free, archive friendly and has been engineered for all types of office equipment. The virgin fibre component is FSC™-certified and is derived from sustainable tree plantations. Tissue wadding manufactured at the mill is made up of 60% bagasse. Sugar bagasse is a sustainable and renewable resource. The tissue wadding is sold to converters who use it for the creation of industrial and household tissue products. The mill has also expanded to use bagasse in combination with pulp to produce compostable thermomoulded food grade utensils like plates and bowls. The Tugela Mill is situated in the town of Mandeni near the Tugela River on the north coast of KwaZulu- Natal. The mill, which has been in operation since 1954, produces 155,000 tons per annum of neutral sulphite semi-chemical pulp (NSSC) for our own consumption and with a capacity of 200,000 tons per annum, produces a range of Ultraflute Plus and Ultraflex corrugating medium manufactured from recycled and virgin fibre. These products lead the way in packaging innovation in South Africa, offering high-performance container board, which allows customers to develop lightweight boxes. These boxes which retain their strength in cold storage conditions, make them suitable for the agricultural sector and they are used extensively in South Africa, particularly for the citrus export market. During 2012, the Tugela Mill joined Sappi Biotech as a source of lignosulphonate, producing 25,000 tons per annum of lignosulphonate in powder form and 35,000 tons per annum of liquid product. Used in the manufacture of ready-mix concrete, pelletising of animal feed, pet food and fertilisers, the production of ceramics and clay bricks as a binding agent and in road dust management and soil stabilisation applications, our lignosulphonate product is an exciting addition to the mill’s product range. We procure board and paper for recycling from an extensive network of agents across the country. From this source, the mill produces 60,000 tons of ReFibre for its own consumption per annum. Sappi Forests has access to 399,000 hectares of owned and leased sustainably managed forests in South Africa. All wood grown on Sappi-owned land and a large proportion grown on plantations managed by us is Forest Stewardship Council™ (FSC™)-certified. Sappi Southern Africa Forestry was also awarded the first ever Programme for the Endorsement of Forest Certification (PEFC) certification in South Africa. Approximately 136,000 hectares of our land is set aside and maintained by Sappi Forests to conserve the natural habitat and biodiversity found there, including indigenous forests and wetlands. Full Name of Company: Sappi Southern Africa Nature of Business Finance: Manufacturing and Forests Services / Products: Paper, packaging, dissolving pulp, biomaterials Date Established: 1936 Customer Base: Worldwide No. of Employees: 4,631 (SA) 12,495 (global) Industry Quality Standards: • ISO 14001, ISO 9001, OHSAS 18001 • Forest Stewardship Council™ (FSC™) • Programme for the Endorsement of Forest Certification (PEFC) B-BBEE Status: Level 1 MISSION Sappi exists to build a thriving world by unlocking the power of renewable resources to benefit people, communities, and the planet. VISION We will be a sustainable business with an exciting future in woodfibre that provides relevant solutions, delivers enhanced value, and is a trusted partner to all our stakeholders. KEY PERSONNEL SA Operations CEO: Graeme Wild Group Head Strategic Projects: Alex Thiel CFO: Pramy Moodley Vice President Manufacturing: Beverley Sukhdeo Vice President Forests: Duane Roothman Chief Procurement Officer: Naresh Naidoo VP Business Development & Sustainability: Tyrone Hawkes Head Corporate Affairs: Mpho Lethoko CONTACT DETAILS HEAD OFFICE Physical Address: 108 Oxford Road, Rosebank, Johannesburg, 2198 Tel: +27 (0)11 407 8111 Website: www.sappi.com BRANCHES Global Business Services, Glass House Office Park, 309 Umhlanga Rocks Drive, Umhlanga RocksFull Name of Company: Sappi Southern Africa Nature of Business Finance: Manufacturing and Forests Services / Products: Paper, packaging, dissolving pulp, biomaterials Date Established: 1936 Customer Base: Worldwide No. of Employees: 4,631 (SA) 12,495 (global) Industry Quality Standards: • ISO 14001, ISO 9001, OHSAS 18001 • Forest Stewardship Council™ (FSC™) • Programme for the Endorsement of Forest Certification (PEFC) B-BBEE Status: Level 1 MISSION Sappi exists to build a thriving world by unlocking the power of renewable resources to benefit people, communities, and the planet. VISION We will be a sustainable business with an exciting future in woodfibre that provides relevant solutions, delivers enhanced value, and is a trusted partner to all our stakeholders. KEY PERSONNEL SA Operations CEO: Graeme Wild Group Head Strategic Projects: Alex Thiel CFO: Pramy Moodley Vice President Manufacturing: Beverley Sukhdeo Vice President Forests: Duane Roothman Chief Procurement Officer: Naresh Naidoo VP Business Development & Sustainability: Tyrone Hawkes Head Corporate Affairs: Mpho Lethoko CONTACT DETAILS HEAD OFFICE Physical Address: 108 Oxford Road, Rosebank, Johannesburg, 2198 Tel: +27 (0)11 407 8111 Website: www.sappi.com BRANCHES Global Business Services, Glass House Office Park, 309 Umhlanga Rocks Drive, Umhlanga Rocks Up Home Up Graeme Wild Latest News More About Leaders Sappi Southern Africa Sappi, founded in 1936, is a leading global provider of powerful everyday materials made from woodfibre- based renewable resources. As a diversified, innovative and trusted leader focused on sustainable processes and products, we seek to support a more circular economy and to build a thriving world. With operations in four key regions: South Africa, Europe, North America and Asia, Sappi is powered by the expertise of more than 12,000 people. Our product offering in SA includes dissolving pulp, packaging and specialities, newsprint, office paper, tissue sawn timber and biomaterials. We generate shared value in the communities in which we operate, by investing in skills training, enterprise supplier development, youth mobilisation, early childhood development and many other initiatives aimed at boosting employment and growing the economy. Sappi in KZN Saiccor Mill, situated 50 km south of the port of Durban in Umkomaas, is the company’s biggest production facility for Sappi Dissolving Pulp (DP). Acquired by Sappi in 1989, this signalled Sappi’s first entry into the global DP market. The mill has the capacity to produce approximately 890,000 tons of elemental chlorine-free (ECF) DP per annum, mostly for the export market. Branded as ‘Verve’, a large percentage of the DP we produce at the mill is sold globally into the rayon – Viscose Staple Fibres (VSF) and Lycocell (solvent spun fibres) – markets for use in textiles. As global textile demand grows, driven by population growth, fashion and rising wealth in developing and emerging economies, the need to develop more climate- friendly solutions, derived from renewable materials that are not fossil-fuel based, drives the increasing market share for viscose and Lyocell. Fabrics made from cellulosic fibres differ from other feedstock fibres in that they are breathable, absorbent, recyclable and biodegradable. In addition, they provide a unique and appealing look, feel and drape. DP can also be processed into products that are used in food and beverages, health and hygiene, wrapping and packaging, pharmaceuticals and many more applications that touch our daily lives. Stanger Mill is unique in South Africa in that it uses bagasse (sugar cane waste) as its basic raw material in the manufacture of office paper and tissue wadding. The mill’s paper machine has a production capacity of 80,000 tons, while the tissue machine produces around 30,000 tons per annum. It also produces 60,000 tons of bleached bagasse pulp for its own consumption per annum. Stanger Mill is home to the well-known office paper brand, Typek. This copier paper is an ultra-white multi- purpose paper. It is also acid and lignin free, archive friendly and has been engineered for all types of office equipment. The virgin fibre component is FSC™-certified and is derived from sustainable tree plantations. Tissue wadding manufactured at the mill is made up of 60% bagasse. Sugar bagasse is a sustainable and renewable resource. The tissue wadding is sold to converters who use it for the creation of industrial and household tissue products. The mill has also expanded to use bagasse in combination with pulp to produce compostable thermomoulded food grade utensils like plates and bowls. The Tugela Mill is situated in the town of Mandeni near the Tugela River on the north coast of KwaZulu- Natal. The mill, which has been in operation since 1954, produces 155,000 tons per annum of neutral sulphite semi-chemical pulp (NSSC) for our own consumption and with a capacity of 200,000 tons per annum, produces a range of Ultraflute Plus and Ultraflex corrugating medium manufactured from recycled and virgin fibre. These products lead the way in packaging innovation in South Africa, offering high-performance container board, which allows customers to develop lightweight boxes. These boxes which retain their strength in cold storage conditions, make them suitable for the agricultural sector and they are used extensively in South Africa, particularly for the citrus export market. During 2012, the Tugela Mill joined Sappi Biotech as a source of lignosulphonate, producing 25,000 tons per annum of lignosulphonate in powder form and 35,000 tons per annum of liquid product. Used in the manufacture of ready-mix concrete, pelletising of animal feed, pet food and fertilisers, the production of ceramics and clay bricks as a binding agent and in road dust management and soil stabilisation applications, our lignosulphonate product is an exciting addition to the mill’s product range. We procure board and paper for recycling from an extensive network of agents across the country. From this source, the mill produces 60,000 tons of ReFibre for its own consumption per annum. Sappi Forests has access to 399,000 hectares of owned and leased sustainably managed forests in South Africa. All wood grown on Sappi-owned land and a large proportion grown on plantations managed by us is Forest Stewardship Council™ (FSC™)-certified. Sappi Southern Africa Forestry was also awarded the first ever Programme for the Endorsement of Forest Certification (PEFC) certification in South Africa. Approximately 136,000 hectares of our land is set aside and maintained by Sappi Forests to conserve the natural habitat and biodiversity found there, including indigenous forests and wetlands. Full Name of Company: Sappi Southern Africa Nature of Business Finance: Manufacturing and Forests Services / Products: Paper, packaging, dissolving pulp, biomaterials Date Established: 1936 Customer Base: Worldwide No. of Employees: 4,631 (SA) 12,495 (global) Industry Quality Standards: • ISO 14001, ISO 9001, OHSAS 18001 • Forest Stewardship Council™ (FSC™) • Programme for the Endorsement of Forest Certification (PEFC) B-BBEE Status: Level 1 MISSION Sappi exists to build a thriving world by unlocking the power of renewable resources to benefit people, communities, and the planet. VISION We will be a sustainable business with an exciting future in woodfibre that provides relevant solutions, delivers enhanced value, and is a trusted partner to all our stakeholders. KEY PERSONNEL SA Operations CEO: Graeme Wild Group Head Strategic Projects: Alex Thiel CFO: Pramy Moodley Vice President Manufacturing: Beverley Sukhdeo Vice President Forests: Duane Roothman Chief Procurement Officer: Naresh Naidoo VP Business Development & Sustainability: Tyrone Hawkes Head Corporate Affairs: Mpho Lethoko CONTACT DETAILS HEAD OFFICE Physical Address: 108 Oxford Road, Rosebank, Johannesburg, 2198 Tel: +27 (0)11 407 8111 Website: www.sappi.com BRANCHES Global Business Services, Glass House Office Park, 309 Umhlanga Rocks Drive, Umhlanga Rocks Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link

The KwaZulu-Natal Joint Municipal Pension/Provident Funds (NJMPF) drives inclusive, transparent and sustainable practices through innovation and financial literacyNJMPFThe KwaZulu-Natal Joint Municipal Pension/Provident Funds (NJMPF) drives inclusive, transparent and sustainable practices through innovation and financial literacyThe KwaZulu-Natal Joint Municipal Pension/Provident Funds (NJMPF) continues to embody its motto of being ‘an anchor in uncertain storms’ by safeguarding the financial well-being of KwaZulu-Natal local government employees and strengthening their retirement outcomes. With a proud history spanning more than 83 years, NJMPF has built a solid legacy of excellence in governance, financial stewardship, and innovation. For over two decades, the Fund has consistently achieved consecutive clean audit reports from the Auditor-General, a testament to its accountability and adherence to world-class governance standards. Today, NJMPF stands as a multi-billion-rand institution, managing R46 billion in assets and positively shaping the financial security of thousands of municipal employees, pensioners, and their families across the province. Over the years, the Fund has cemented its position as one of South Africa’s most celebrated pension funds, earning numerous accolades both locally and internationally. Recognised for excellence in governance, investment philosophy, financial reporting, and stakeholder education, NJMPF continues to set benchmarks within the retirement funding industry. These awards not only affirm the Fund’s leadership but also highlight its unwavering commitment to transparency, financial literacy, and putting members at the heart of every initiative. Bringing the Fund Closer to Members One of NJMPF’s key priorities is ensuring that members have direct and convenient access to the Fund. While weekly member roadshows continue to take place in every municipality, some members previously had to travel to the Fund’s main offices or rely on their employers for access to services, limiting both efficiency and personal engagement. To address this, NJMPF launched a district satellite office expansion strategy designed to bring services closer to members. Today, the Fund operates fully functional offices in: ƒ Zululand District ƒ uGu District ƒ aMajuba District ƒ uThukela District New offices in uMzinyathi and Harry Gwala Districts are currently underway, with a long-term vision to establish a presence in all ten municipal districts across the province. These offices significantly improve service delivery, providing members with personal assistance on pension queries, benefit statements, and retirement planning without the burden of long-distance travel. This initiative reflects NJMPF’s commitment to accessibility, inclusivity, and supporting members with dignity throughout their retirement journey. Recent Events & Member Engagement The year 2025 has marked considerable progress in NJMPF’s commitment to strengthening stakeholder connections and empowering members through education, engagement, and innovation. Key highlights include: Annual Information Meeting (March 2025): CEO Mr Bongi Mkhize and Chairperson of the Board of Trustees, Mr France Zama, presented the Fund’s performance and shared their vision of a digitally enabled, transparent, and member-focused organisation setting a clear direction for the year ahead. Pensioner Indabas and Wellness Days: Hosted in uMgungundlovu, uGu, eThekwini, and aMajuba Districts. These events combined health screenings, education sessions, and direct engagement with pensioners. They highlighted NJMPF’s comprehensive approach to member well-being, extending beyond financial security to include health and quality of life. Contribution Campaign: Aimed primarily at Provident Fund members, this campaign encourages members to review and adjust their contribution rates to strengthen their retirement outcomes. Defined Benefit members are also reminded of the option to buy back service, enabling them to further enhance their retirement benefits. Partnerships & Education: NJMPF partnered with FSCA, SARS, and Nedbank’s Consumer Education department to expand financial literacy initiatives, equipping members with the knowledge needed to understand their rights, maximise their benefits, and make informed retirement planning decisions. CEO’s Vision for the Future CEO and Principal Officer Mr Bongi Mkhize envisions NJMPF as more than a pension provider. He aims for the Fund to be a beacon of financial literacy, digital innovation, and member empowerment across the province. “Our role extends beyond managing pensions. We are custodians of financial dignity, and our goal is to give every member the confidence that their future is secure. By embracing technology, expanding accessibility through satellite offices, and embedding diversity in leadership, NJMPF is building a fund that is inclusive, transparent, and sustainable.” Under his leadership, NJMPF continues to evolve as a forward-thinking, member-centric institution committed to delivering both financial security and holistic support for its members.CONTACT DETAILS Physical Address: 5 Derby Place, Derby Downs Office Park, University Road, Westville, 3630 Postal Address: P.O. Box 33, Westwood, 3633 Tel: +27 (0)31 279 5300 Email: info@njmpf.co.za Website: www.njmpf.co.zaSAM CAMILLERI is the CEO and Principal Officer of KwaZulu-Natal Joint Municipal Pension/ Provident Funds (NJMPF), which currently administers a total of R 18 billion. Camilleri’s professional career has included being appointed as a general manager for the Invivo Group in Australia - a large financial services company. He was then offered a position in South Africa as an asset manager for Sanlam, which he said has been a huge advantage to his current position. These experiences he said, have equipped him with a level of understanding that has been critical to his role at NJMPF. He was able to take his knowledge from the investment side of fund management and apply this acumen to administrating the pension fund. Camilleri was appointed as CEO of the NJMPF in July 2007 and has spent the last eleven years dramatically transforming the organisation from an old-fashioned paper-based bureaucracy to a local and international multi-award-winning retirement fund. His first task was to modernise the NJMPF’s operating policies and procedures. He says, “This was a journey that we were going to undertake, we were going to transform the business. It was difficult as we had to train staff and still deliver a service – it was an interesting experience.” An initial requirement was to upskill employees, which took place over a two-year period. Basic computer skills and programmes were taught and the almost five million paper files, which filled much of the office space, had to be captured on computer. “I had staff threatening to go on strike, one Friday afternoon, I removed the adding machines from everyone’s desks and from the Monday morning insisted that all calculations had to be computer based,” says Camilleri. The staff also needed to understand that they were employed by a non-profit organisation and were working for their clients’ benefit, which was a major culture change. The change in the ethos of the NJMPF was dramatic as from an old school institute, the staff were now required to strive for excellence and meet the expectations of their members and pensioners. Furthermore says Camilleri, the various awards that the NJMPF has since received have promoted the staff to want to achieve more. “They are very competitive, they enjoy winning and they see the awards we have received as their awards, which recognise their efforts.” In contrast to the previous closed-door policy, where staff were summoned by bells, Camilleri operates a very flat business structure with open communication. His staff are also welcome to participate and provide suggestions for procedures or innovations that will enhance value for the members and pensioners and other beneficiaries of the NJMPF. Even though there have been negative economic times, the NJMPF has had only one negative return in the last eighteen years. “We have pensioners now being paid more than when they are working. Throughout the last decade, we have always given our pensioners full CPI and in one year, we gave them a thirteenth cheque and special increase in less than three months. The result is that they are getting returns way above inflation,” said Camilleri. He added, “We now compete against the biggest investment funds and our returns are compatible against the best of best, such as Coronation and Investec.” “We are looking after our pensioners. Looking forward, we will be offering a living annuity fund and have recently introduced a new website as well as a mobile app, which allows them greater access to information about their funds.” Through running financial literacy programmes, the NJMPF is also trying to educate the municipal workers that it services and send the message that the more they save now, the better they will be in the long run. Camilleri says that he enjoys relaxing at home in his free time and usually spends his weekends watching his son’s various sporting activities. CONTACT DETAILS Physical Address: 5 Derby Place, Derby Downs Office Park, University Road, Westville, 3630 Postal Address: P.O. Box 33, Westwood, 3633 Tel: +27 (0)31 279 5300 Email: info@njmpf.co.za Website: www.njmpf.co.za Up Home Up Bongi Mkhize Latest News More About Leaders The KwaZulu-Natal Joint Municipal Pension/Provident Funds (NJMPF) continues to embody its motto of being ‘an anchor in uncertain storms’ by safeguarding the financial well-being of KwaZulu-Natal local government employees and strengthening their retirement outcomes. With a proud history spanning more than 83 years, NJMPF has built a solid legacy of excellence in governance, financial stewardship, and innovation. For over two decades, the Fund has consistently achieved consecutive clean audit reports from the Auditor-General, a testament to its accountability and adherence to world-class governance standards. Today, NJMPF stands as a multi-billion-rand institution, managing R46 billion in assets and positively shaping the financial security of thousands of municipal employees, pensioners, and their families across the province. Over the years, the Fund has cemented its position as one of South Africa’s most celebrated pension funds, earning numerous accolades both locally and internationally. Recognised for excellence in governance, investment philosophy, financial reporting, and stakeholder education, NJMPF continues to set benchmarks within the retirement funding industry. These awards not only affirm the Fund’s leadership but also highlight its unwavering commitment to transparency, financial literacy, and putting members at the heart of every initiative. Bringing the Fund Closer to Members One of NJMPF’s key priorities is ensuring that members have direct and convenient access to the Fund. While weekly member roadshows continue to take place in every municipality, some members previously had to travel to the Fund’s main offices or rely on their employers for access to services, limiting both efficiency and personal engagement. To address this, NJMPF launched a district satellite office expansion strategy designed to bring services closer to members. Today, the Fund operates fully functional offices in: ƒ Zululand District ƒ uGu District ƒ aMajuba District ƒ uThukela District New offices in uMzinyathi and Harry Gwala Districts are currently underway, with a long-term vision to establish a presence in all ten municipal districts across the province. These offices significantly improve service delivery, providing members with personal assistance on pension queries, benefit statements, and retirement planning without the burden of long-distance travel. This initiative reflects NJMPF’s commitment to accessibility, inclusivity, and supporting members with dignity throughout their retirement journey. Recent Events & Member Engagement The year 2025 has marked considerable progress in NJMPF’s commitment to strengthening stakeholder connections and empowering members through education, engagement, and innovation. Key highlights include: Annual Information Meeting (March 2025): CEO Mr Bongi Mkhize and Chairperson of the Board of Trustees, Mr France Zama, presented the Fund’s performance and shared their vision of a digitally enabled, transparent, and member-focused organisation setting a clear direction for the year ahead. Pensioner Indabas and Wellness Days: Hosted in uMgungundlovu, uGu, eThekwini, and aMajuba Districts. These events combined health screenings, education sessions, and direct engagement with pensioners. They highlighted NJMPF’s comprehensive approach to member well-being, extending beyond financial security to include health and quality of life. Contribution Campaign: Aimed primarily at Provident Fund members, this campaign encourages members to review and adjust their contribution rates to strengthen their retirement outcomes. Defined Benefit members are also reminded of the option to buy back service, enabling them to further enhance their retirement benefits. Partnerships & Education: NJMPF partnered with FSCA, SARS, and Nedbank’s Consumer Education department to expand financial literacy initiatives, equipping members with the knowledge needed to understand their rights, maximise their benefits, and make informed retirement planning decisions. CEO’s Vision for the Future CEO and Principal Officer Mr Bongi Mkhize envisions NJMPF as more than a pension provider. He aims for the Fund to be a beacon of financial literacy, digital innovation, and member empowerment across the province. “Our role extends beyond managing pensions. We are custodians of financial dignity, and our goal is to give every member the confidence that their future is secure. By embracing technology, expanding accessibility through satellite offices, and embedding diversity in leadership, NJMPF is building a fund that is inclusive, transparent, and sustainable.” Under his leadership, NJMPF continues to evolve as a forward-thinking, member-centric institution committed to delivering both financial security and holistic support for its members. CONTACT DETAILS Physical Address: 5 Derby Place, Derby Downs Office Park, University Road, Westville, 3630 Postal Address: P.O. Box 33, Westwood, 3633 Tel: +27 (0)31 279 5300 Email: info@njmpf.co.za Website: www.njmpf.co.za Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link

Mayor: Cllr Sizwe Ngcobo KZN Top Business Subscribe Ugu District Municipality Ugu District Municipality with its coastline of 112 km, is characterised by unspoiled subtropical bushland and forest, lazy beaches, small rural villages, extensive coastal sugar plantations, and major industrial complexes Ideal for Development Ugu District Municipality with its coastline of 112 km, is characterised by unspoiled subtropical bushland and forest, lazy beaches, small rural villages, extensive coastal sugar plantations, and major industrial complexes. The district comprises the local municipalities of: Umdoni, Umuziwabantu, Umzumbe and Ray Nkonyeni. The modern N2 highway runs through Ugu parallel to the sea, passing Port Shepstone, the seat of the district and the main commercial centre. Other coastal towns include Pennington, Margate and Scottburgh. The highway serves as both a link and gateway to the neighbouring Eastern Cape and in the opposite direction to Durban and Johannesburg. Economically this district is the third largest contributor to the provincial GDP. Ugu boasts numerous historical, religious and cultural assets as well as growing business investment opportunities. The South Coast has the distinction of having five Blue Flag beaches namely Hibberdene, Umzumbe, Southport Marina and Trafalgar. The South Coast is also well-known as the country’s ‘Golf Coast’ boasting 11 diverse courses stretching from Umkomaas in the north to Wild Coast Sun in the south. The municipality’s proactive improvement of its infrastructure, education, health and recreational facilities contributes immensely to its appeal. Concentrated Economic Hub The Ray Nkonyeni Municipality is the most concentrated economic hub within the Ugu District Municipality. The main features of the economy are tourism and agriculture. Some manufacturing is centred around Port Shepstone. Commercial agriculture in the district produces one-fifth of all bananas consumed in South Africa, with numerous companies successfully exporting these and other products including macadamia nuts to some of the most exclusive packers in the United Kingdom. The municipality’s hilly terrain contains extraordinary features such as the Oribi Gorge. The Oribi Gorge’s activities include the wild swing, rock climbing, abseiling, and more. Providing Services Umdoni Municipality’s seat is in Scottburgh, which is located on the mid-south coast of KwaZulu-Natal. The economy of the town is based on tourism, commerce, industry, agriculture and government offices. Scottburgh has a well-developed infrastructure system, providing services to a sound commercial sector and has residential component. One of the area’s mature lifestyle estates attracting substantial interest is Renishaw Hills, situated on the Mpambanyoni Conservation Development just outside Scottburgh. Largely Rural Umuziwabantu Municipality consists of a largely rural area. Features include: an urban development, the town of Harding, farmland, commercially grown forests and Traditional Authority areas. Apart from Harding, which is the seat of the municipality, 56% of the municipal area is occupied by individually-owned commercial farms and the Weza afforestation region. Ideal for Development The Local Municipality of Umzumbe extends along the coast for a short stretch between Mtwalume and Hibberdene, and then balloons into the hinterland for some 60 km. Umzumbe Municipality has been strategically identified as ideal for the development of Umzumbe River Trade where tourists will enjoy all available activities on this development. CONTACT DETAILS Physical Address: 28 Connor Street, Port Shepstone Postal Address: P.O. Box 33, Port Shepstone, 4240 Tel: +27 (0) 39 688 5700 E-mail: enquiries@ugu.gov.za Website: www.ugu.gov.za Back

< Back Next Belinda Putterill Belinda Putterill is the managing director of Use- it Waste Beneficiation Belinda Putterill, the managing director of Use- it Waste Beneficiation, a non-profit company operating within the waste value chain, reflects on her origins with a sense of nostalgia. “My story began in a small town,” she shares. Born in Pietermaritzburg, Belinda grew up in Bergville and spent her childhood in Colenso, a town that shaped much of her early life. “I attended Estcourt High School for a while and then matriculated from Ladysmith High School,” she says. Growing up in an era where “we got up to mischief because it was the normal thing to do,” Belinda developed a strong sense of community and resilience that would define her professional journey. Belinda’s entry into the professional world was swift. “My first job was actually three days after completing matric,” she recalls. Having just finished her final exam, Belinda embarked on her career as a legal secretary for an attorney in Ladysmith. “It was quite an experience,” she notes. A DIVERSE BACKGROUND However, Belinda’s journey into the waste industry was not a direct one. “I have a diverse background, not specifically in the waste industry, but it’s always been environmentally focused,” she explains. Her path led her to Use-it nearly a decade ago, where she discovered her true passion. “Waste is so holistic,” she states. “You might think it’s just rubbish on the street, but when you look at the impact it has on our environment in its entirety, it’s a global problem.” Initially, the magnitude of the waste issue seemed overwhelming. “It was almost too big for me,” she admits. However, she soon realised that by making even a small impact, she could contribute to a larger change. “If I could only just do one thing that could have an impact, it would snowball,” she says. At Use-it, Belinda finds purpose in addressing waste management challenges and making a tangible difference in communities. “We sit above the value chain of waste, identifying where the problematic waste streams are and what the roadblocks are,” she explains. But what drives her the most is the social responsibility aspect of the work. “We work with communities on the ground, and it gives me purpose every day to wake up and do more because of the impact change has on the beneficiaries with whom we work.” Balancing a demanding career with personal responsibilities is no small feat, and Belinda is particularly proud of her ability to do so as a single mother. “Being a single mum for 16 years and a full- time working mum at that, while managing this all-encompassing job, has been challenging,” she acknowledges. “I’m proud to say that I’ve raised two amazing children who are both now in the final years of their studies. Hopefully, Mum will get a break soon,” she adds with a chuckle. A LASTING IMPACT The wisdom passed down from Belinda’s mother has played a significant role in shaping her outlook on life and work. “The best advice always comes from your mum,” she asserts, noting that it’s often a generational thing. One piece of advice, in particular, has had a lasting impact on her. “My mum told me not to look back on your past mistakes and see them as failures,” she shares. Instead, she was encouraged to view them as lessons from which to grow. “You can’t change what’s happened in the past, but you can definitely use the lessons learned to do better in the future,” Belinda explains. In a field dominated by highly qualified academics, one of the biggest challenges that Belinda faced, she admits, has been that of self-doubt. Surrounded by peers with PhDs and extensive academic credentials, she found it difficult to see herself as their equal. “It’s intimidating,” she confesses. However, over time, Belinda has earned the respect of her colleagues and peers, which has significantly boosted her confidence. “I’m happy to say that my peers see me as their equal, which has really been amazing for me,” she says. Belinda describes the team at Use-it as a family, with all the complexities that such a dynamic entails. “Use-it has a mantra: it’s the Use-it family,” she explains. “Sometimes we don’t like each other very much, but we’re stuck with each other, and we kind of stick together,” she says. “Our team, does have conflicts, but we resolve them in-house,” she notes. “We need to understand each other as individuals with different cultures and what our circumstances are at home to be able to support each other in the workplace.” The non-profit environment, with its inherent funding challenges, adds another layer of difficulty. “Being in the non-profit environment, it’s not conducive to job security because we’re so funding dependent,” Belinda explains. SPIRITUAL FOUNDATION Belinda draws inspiration from her faith. “I will be honest, God, my faith, it’s a daily affirmation for me,” she says. This spiritual foundation provides her with strength and guidance in both her personal and professional life. Reflecting on the past five years, Belinda acknowledges the challenges that the region has faced. “The past five years have been tough,” she says, noting the loss of significant industry in Durban and the resulting job losses. However, she sees hope on the horizon, particularly with the development of the Dube TradePort. “I think that is going to have a significant impact on Durban and Hammarsdale specifically,” she predicts. Belinda also notes a shift in local government’s approach to the green economy. “Our local government has become more invested in the green economy,” she observes. This increased focus on environmental impact, combined with efforts to keep Durban’s River systems healthy and its beaches clean, gives her optimism for the future. “I think Durban is going to go a long way in the next five years,” she says with confidence. Belinda’s personal motto reflects her innovative and open-minded approach to challenges. “My motto has always been: Don’t break out of the box; there is no box, anything is possible,” she shares. Previous Next

< Back Dr Lungile Mhlongo

< Back Next Erlo Stegen In Tribute Erlo Hartwig Stegen, affectionately known as Baba Mfundisi, was the visionary founder and director of KwaSizabantu Mission. Born on 2 March 1935 to Carl and Irmgard Stegen on the family farm Paardefontein in KwaZulu- Natal, Erlo passed away on 26 September 2023 at the mission. Erlo’s life was marked by a sense of purpose and dedication to serving others. From a young age, he displayed an entrepreneurial spirit, always seeking ways to make money through planting and selling various goods. However, this early inclination toward business was overshadowed by his calling to preach the Gospel, particularly to the Zulu nation. Erlo’s calling to minister to the Zulu people was a journey that led him to forge a deep bond with the Zulu community. His ministry was characterised by a commitment to helping others, which became the cornerstone of his life’s work. This commitment led to the establishment of the KwaSizabantu Mission in 1970, following the purchase of a 140-hectare farm by Erlo and his brother. Over the decades, KwaSizabantu grew into a 540-hectare mission that became a beacon of hope and support for countless individuals. A THRIVING HUB OF ACTIVITY Today, the KwaSizabantu Mission is a thriving hub of activity, encompassing a school, a college, a counselling centre, all of which provide vital services to those in need. The mission also boasts a 10,000-seater amphitheatre, where various events and gatherings are hosted, further cementing the mission’s role as a centre of community life. In addition to its educational and humanitarian efforts, KwaSizabantu is home to several successful businesses that support the mission’s work and contribute to the local economy. These businesses include Radio Khwezi, an award-winning radio station that has become a trusted voice in the region, as well as a pasta factory, bakery, dairy, and coffee shop. The mission also operates Emseni Farming, which produces high-quality peppers and avocados supplied to retailers such as Woolworths and Spar. One of the mission’s notable enterprises is its dairy operation, which produces the well-known Bonlé yoghurt. This product, like many others from the mission, is a testament to Erlo’s vision of self- sustainability and community upliftment. Another venture is the production of aQuellé bottled water, a recognised brand throughout South Africa, which is manufactured at the mission’s facilities near Kranskop, about 60 km inland from Stanger. HELP AND GUIDANCE Erlo’s approach to the mission was rooted in his desire to uplift those around him. Erlo firmly believed that it was impossible to preach effectively to people who were hungry or in need. He actively involved others in his work, teaching them valuable skills and knowledge that would enable them to become self-sufficient. This approach ensured that the people he worked with were able to improve their own lives and those of their families. Erlo would often provide seedlings and farming supplies to encourage people to plant crops at their homes, ensuring that they had food on their tables and that their children could attend school without hunger, which had been a significant problem in the past. He would often personally visit homes to check on the progress of their planting and to offer his help and guidance. Erlo’s dedication to the mission was evident in the way he cared for his employees’ needs not just physically, but also spiritually and emotionally, embodying the role of a true servant leader. He was known for his hands-on approach, often working alongside his team. This leadership style earned him immense respect and loyalty from those who worked with him, as they saw him as someone who was not only willing to lead by example but also cared for their well-being. UNWAVERING DETERMINATION Erlo’s success as a leader can be attributed to his unwavering determination in pursuing the goals generated by his desire to help people. He was a man of great vision, always looking for new ways to expand the mission’s reach. This approach led to the establishment of many outstations of the mission, as well as the founding of numerous educational institutions, businesses, and humanitarian projects. Through his ministry, which spanned over 70 years, Erlo touched and changed the lives of millions, both in South Africa and around the world. The impact of Erlo’s work has generated public admiration resulting in numerous awards. Among these is the Robert W. Pierce Award for Christian Service, which he was co-awarded by World Vision International on 9 December 2007. This prestigious award is a testament to the global recognition of Erlo’s contributions to Christian service and humanitarain efforts. In 2013, he was also honoured with the Chancellor’s Medal by North-West University (NWU) for his extensive humanitarian work among poor rural communities in South Africa. Despite the many accolades, Erlo always remained humble and deeply committed to his faith as his calling was the driving force behind everything he did. The businesses he established at KwaSizabantu were not motivated by a desire for profit, but rather by the need to support the mission’s work and ensure its sustainability. These businesses also played a crucial role in uplifting the surrounding communities, providing employment, skills training, and essential services. Generating funds reflected Erlo’s belief that the resources made by the mission’s businesses should be used to further its humanitarian and spiritual goals. Throughout his life, Erlo faced numerous challenges, but he met each one with steadfast faith and resilience. One of the most significant challenges came during the Covid-19 pandemic when the mission faced a simultaneous media attack and boycott. Despite the difficulties, Erlo and the mission persevered, emerging stronger and more determined than ever before. He often spoke of the joy and fulfilment that comes from living a life dedicated to serving the Lord, emphasising that no other pursuit could offer the same value or satisfaction. Erlo’s life was a testament to the power of faith, dedication, and selflessness, and his legacy continues to inspire those who knew him and the countless lives he touched through his ministry. Previous Next

< Back Jeanine Topping