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< Back Thozeka Ntlukwane-Letuka Next THOZEKA NTLUKWANE-LETUKA wears many hats and has been described as an eco-warrior, philanthropist and mother to all. During her varied career, she has worked as a domestic worker, market researcher, transcriber, translator, training provider and as a community liaison officer THOZEKA NTLUKWANE-LETUKA wears many hats and has been described as an eco-warrior, philanthropist and mother to all. During her varied career, she has worked as a domestic worker, market researcher, transcriber, translator, training provider and as a community liaison officer. Her vision is: "To empower people and protect the environment through skills transfer and waste management consulting thereby creating sustainable livelihoods." Thozeka is the founder of Big Start Training and Development, which is a 100% black owned training provider. As she has a passion for the environment, her company concentrates on providing accredited conservation and environmental awareness education and training programmes. This includes training in water supply, sewerage, waste management and remediation activities, waste collection treatment, disposal activities and material recovery. Thozeka identified a gap in many current training programmes, which do not offer tailor made training that is in line with the age, ethnic background and the indigenous language of the communities trained. This gap results in a disconnect in understanding and lowers the value received from training. She says, "I am where I am today by working hard, perseverance, and through a desire to change people's behaviour about the environment. People are losing their respect for nature; they pollute rivers and dump litter everywhere and have lost touch with where they have come from." Working tirelessly Thozeka has always been a busy woman. During her early working career, she explains that although she had a helper and a washing machine, she would wake up at 4 am to do washing and by 6 am she was at her first job in Westville. At that stage she was doing three jobs. She added that she has achieved in her career by working tirelessly because as a woman you need to strive to succeed. "You need to be tough. However, women have a strong sense of the need to accomplish their missions. They are willing to strategise and even to fail in their attempts to succeed." Thozeka has been recognised for her efforts and has been awarded a certificate of achievement by the Durban University of Technology and the Inter-national Centre of Non-violence for Durban Leader-ship programme. Fostering community participation In reflecting on her achievements, Thozeka, said that highlights of her career have included creating job opportunities in the environmental sector. She is proud of her role in fostering community parti-cipation in waste management and food production, and in encouraging communities to adopt food production techniques that focus on the agricultural sector to improve the availability and quality of food. Thozeka is the community liaison officer for the Aller River Pilot Project, which is a 'Take Back Our Rivers' initiative run by the eThekwini Conservancies Forum. River pollution is a topic that has always been close to her heart. She says, "In the olden days, rivers were dear to everyone, our parents respected the environment and rivers were used for many things, but because people's lifestyle has changed, we have neglected this important resource." "We need to start saving water because of climate change and we need to educate communities and schools to harvest water and recycle before it is too late. It is important to eliminate toxic waste that pollutes the rivers. This can be achieved by educating informal settlements about separating and selling waste and by not polluting the rivers." Plastic is a curse, but it can be re-cycled and re-used. Thozeka has encouraged women in co-operatives to up cycle plastics by making hats, mats, handbags and outfits. This initiative by the Aller River Pilot Project Eco -Champ for Up Cycling, won an award at the Ecologic Awards in Cape Town in June 2019. A wish list While Thozeka is satisfied with what she has achieved, she has a wish list. In the future she would like to see women and youth owning up cycle shops, for Big Start Training and Development to grow and do business in neighbouring countries, and to have a Further Education and Training (FET) college. Help to realise this dream has materialised as Big Start Training and Development has been selected to participate in Seda Durban's Small enterprise coaching programme (SECP) during 2019/2020. She would like to see more youth working or doing practical jobs because, as she explains, many of them leave schools or colleges with theory that does not help them to earn a living. "I am working with graduates, who are unemployed, to obtain practical experience in the workplace. I make them aware that volunteering helps to practice skills and increase knowledge because all companies ask for experience before offering employment and need references." Thozeka's passion for community upliftment is apparent. In 2008/9 she invested back into her hometown of Philippolis, which is a small town in the Free State. She built an old age home for the elderly who did not have anyone to take care of them. Value time and dream big Speaking of work-life balance, Thozeka said she did not want to get married as she felt she would not be able to do all her work and have time to spend with a husband. Now that she has done a lot for the community, Thozeka has finally settled down with her husband, a pastor, whom she describes as a perfect fit. "I have been blessed with a hard-working partner, a perfect delight." When asked what advice she would give her younger self, Thozeka said she would say to value time and dream big. "Take one step at a time and prioritise; ask for an advice and be confident about what you are doing." Previous Next

< Back Skin Product Consultation $60.00 15 minutes Book Now About This is placeholder text. To change this content, double-click on the element and click Change Content. Want to view and manage all your collections? Click on the Content Manager button in the Add panel on the left. Here, you can make changes to your content, add new fields, create dynamic pages and more. Previous Next

At Standard Bank we are in the business of inspiring hope and enabling dreams. We believe that dreams matter because they fuel our growthStandard BankAt Standard Bank we are in the business of inspiring hope and enabling dreams. We believe that dreams matter because they fuel our growthKwaZulu-Natal (KZN) is more than a cornerstone of South Africa’s economy – it is a launchpad for the future of enterprise. As the second-largest contributor to South Africa’s GDP, accounting for approximately R488 billion and 16.3% of national output, KZN boasts a diversified economy led by manufacturing, agriculture, and logistics. With strategic trade routes, two major ports (Durban and Richards Bay), and the Dube TradePort SEZ, the province handles nearly 60% of South Africa’s cargo tonnage, making it a vital gateway to global markets. KZN’s economic landscape is further enriched by high-growth sectors such as food and beverage manufacturing, timber, sugar, and aluminium exports. The province is home to over 41 operational investors in SEZs, creating thousands of jobs and stimulating industrial development. At Standard Bank, we see KZN as a hub of possibility – and we are committed to unlocking its possibilities Partnering for Every Stage of Growth Building tomorrow’s businesses requires more than access to finance. It demands ecosystems of support, trusted networks, and tools that empower entrepreneurs to compete and thrive. Our Business and Commercial Banking division is guided by three strategic themes: transforming client experience, executing with excellence, and driving sustainable growth and value. Our solutions are designed to support businesses at every stage: Starting Out Digital accounts, advisory services, and tools that help entrepreneurs build resilient foundations. ƒ MyMoBiz: A low-cost digital business account tailored for sole proprietors and micro-enterprises. ƒ SimplyBlu: An e-commerce platform enabling small businesses to set up online stores and accept digital payments. ƒ BizFlex Loans: Flexible funding for startups with variable repayment terms based on cash flow. ƒ Business Incubator Partnerships: Collaborations with local incubators and accelerators in KZN to provide mentorship and early-stage support. Managing Growth Solutions that simplify payroll, improve cash flow, and digitise operations so owners can focus on scaling. ƒ SimplyBLU: A mobile payment solution that simplifies transactions and improves cash flow and provides an e-commerce platform. ƒ Autopay Payroll Services: Streamlined payroll processing integrated with business accounts. ƒ Business Online: A secure digital banking platform for real-time payments, collections, and liquidity management. ƒ Merchant Capital Partnership: Access to working capital based on card sales. Expanding Further Access to funding, trade finance, and market insights that enable businesses to cross provincial and global borders. ƒ TradeSuite: End-to-end trade finance solutions including letters of credit, guarantees, and foreign exchange services. ƒ Export Readiness Programme: Tailored for KZN SMEs, including compliance training and access to international buyers. ƒ Mauritius Offshore Solutions: Wealth and business structuring tools for family-owned enterprises expanding globally. ƒ Sector-Specific Insights: Industry reports and benchmarking tools to identify new markets. Global Trade Capabilities: Africa, US, and China Standard Bank’s Business and Commercial Banking division is building Africa’s leading trade platform, enabling businesses to connect across borders with seamless support: ƒ Intra-Africa Trade: Leveraging the African Continental Free Trade Area (AfCFTA), Standard Bank supports trade across 20+ African markets with integrated solutions for logistics, payments, and policy alignment. ƒ Africa-US Trade Corridor: Businesses gain access to US markets through tailored trade finance, foreign exchange, and cross-border payment solutions. ƒ Africa-China Trade Corridor: In partnership with ICBC, Standard Bank offers end-to-end Africa-China trade solutions including: ƒ Africa-China Banking Centre: Mandarinspeaking consultants, trade agents, and logistics support. ƒ Africa-China Import & Export Solutions: Support for sourcing goods, navigating regulations, and accessing Chinese markets. ƒ Participation in CIIE and CAETE: Showcasing African products like wine, nuts, and edible oils to Chinese buyers. ƒ $600 million in trade flows facilitated in 2022 through the ICBC partnership. Shaping the Future Through Key Initiatives Our commitment to KZN extends beyond banking. We are investing in platforms that prepare businesses for the opportunities of tomorrow: ƒ Export Readiness Programme ƒ EmpowHER Development Series ƒ Kasi SME Pitch Challenge & Phush’Ispan ƒ Franchise Networking Summit Building a Sustainable Future Standard Bank has committed over R74.3 billion in sustainable finance, with a goal to mobilise R450 billion by 2028. Through green financing, renewable energy solutions, and advisory services, we are equipping businesses to embrace responsible growth that benefits communities and the environment alike. Why We Celebrate The KZN Top Business Awards spotlight the entrepreneurs and enterprises that embody resilience, vision, and innovation. By supporting these awards, Standard Bank celebrates excellence while reaffirming our purpose: Africa is our home, we drive her growth.CONTACT DETAILS Physical Address: 1 Kingsmead Way, Kingsmead, Durban, 4001 Tel: +27 (0)31 374 1000 E-mail: information@standardbank.co.za Website: www.standardbank.co.zaIMRAAN NOORBHAI, Standard Bank Provincial Head KwaZulu-Natal says, "Standard Bank is an African-focused, client-centric, digitally enabled and integrated financial organisation. In line with our vision of being the leading financial services organisation in, for and across Africa delivering exceptional client experiences and superior value, we continue to work more closely with our clients to ensure that we can deliver fully integrated, full-service solutions that meet all their financial services needs." Imraan has a deep and diverse financial services background spanning over 20 years with Standard Bank across various roles, from sales and distribution to being Director of Finance for the Customer Channels division within Personal and Business Banking South Africa as well Head of Retail Banking for KwaZulu-Natal. In his current role as Provincial Head of the KwaZulu-Natal province, Imraan is at the helm of the vibrant retail and business banking operations and is leading a dynamic and energetic team of executives and senior managers. Whilst embracing a continuously evolving leadership style, Imraan is the first to admit that servant leadership is at the core of his leadership philosophy. Imraan says, "Over and above being a servant leader, leading by design is also a key success factor in being an effective leader of today. Leading by design involves creating frameworks for problem solving that enable your teams to explore the endless possibilities that exist within their DNA." A seasoned banker with a proven track record, Imraan's successful and highly impactful professional career has been deeply rooted in his accounting training and qualification acquired after completing articles with Desai Jadwat Inc. This success and contribution has been widely recognised through nominations for various prestigious leadership interventions with GIBS as well as learning experience immersions in New York, China, Hong Kong, Nigeria, Sweden and Berlin over many years to gain invaluable banking exposure. Imraan is passionate about entrepreneurship, empowerment and the digital revolution. He believes that the current digital revolution presents immeasurable opportunities to navigate the complex economic landscape to enable businesses to serve their clients better. Imraan continues to contribute actively in shaping the dialogue in industry through his membership in the KZN Growth Coalition, SAIPA, SAICA, the Durban Chamber of Commerce and Industry, the Minara Chamber of Commerce and and most recently as a Non-Executive Director on the Diners Club SA Board. "My vision is to leave a legacy at Standard Bank where I am remembered for my positive contribution to the Fourth Industrial Revolution, where digitisation creates an enabling environment for our customers to transact seamlessly. More importantly for me is to leave the business in a better shape than I found it, to inspire leaders that follow to be motivated and have the entrepreneurial flair and innovation mindset. We must be courageous, embrace change, empower teams to make decisions and never stop seeking knowledge. My ultimate dream is to see the growth of the economy of KZN at a point where all can benefit from its rich resources and diverse cultures." CONTACT DETAILS Physical Address: 1 Kingsmead Way, Kingsmead, Durban, 4001 Tel: +27 (0)31 374 1000 E-mail: information@standardbank.co.za Website: www.standardbank.co.za Up Home Up Imraan Noorbhai Latest News More About Leaders KwaZulu-Natal (KZN) is more than a cornerstone of South Africa’s economy – it is a launchpad for the future of enterprise. As the second-largest contributor to South Africa’s GDP, accounting for approximately R488 billion and 16.3% of national output, KZN boasts a diversified economy led by manufacturing, agriculture, and logistics. With strategic trade routes, two major ports (Durban and Richards Bay), and the Dube TradePort SEZ, the province handles nearly 60% of South Africa’s cargo tonnage, making it a vital gateway to global markets. KZN’s economic landscape is further enriched by high-growth sectors such as food and beverage manufacturing, timber, sugar, and aluminium exports. The province is home to over 41 operational investors in SEZs, creating thousands of jobs and stimulating industrial development. At Standard Bank, we see KZN as a hub of possibility – and we are committed to unlocking its possibilities Partnering for Every Stage of Growth Building tomorrow’s businesses requires more than access to finance. It demands ecosystems of support, trusted networks, and tools that empower entrepreneurs to compete and thrive. Our Business and Commercial Banking division is guided by three strategic themes: transforming client experience, executing with excellence, and driving sustainable growth and value. Our solutions are designed to support businesses at every stage: Starting Out Digital accounts, advisory services, and tools that help entrepreneurs build resilient foundations. ƒ MyMoBiz: A low-cost digital business account tailored for sole proprietors and micro-enterprises. ƒ SimplyBlu: An e-commerce platform enabling small businesses to set up online stores and accept digital payments. ƒ BizFlex Loans: Flexible funding for startups with variable repayment terms based on cash flow. ƒ Business Incubator Partnerships: Collaborations with local incubators and accelerators in KZN to provide mentorship and early-stage support. Managing Growth Solutions that simplify payroll, improve cash flow, and digitise operations so owners can focus on scaling. ƒ SimplyBLU: A mobile payment solution that simplifies transactions and improves cash flow and provides an e-commerce platform. ƒ Autopay Payroll Services: Streamlined payroll processing integrated with business accounts. ƒ Business Online: A secure digital banking platform for real-time payments, collections, and liquidity management. ƒ Merchant Capital Partnership: Access to working capital based on card sales. Expanding Further Access to funding, trade finance, and market insights that enable businesses to cross provincial and global borders. ƒ TradeSuite: End-to-end trade finance solutions including letters of credit, guarantees, and foreign exchange services. ƒ Export Readiness Programme: Tailored for KZN SMEs, including compliance training and access to international buyers. ƒ Mauritius Offshore Solutions: Wealth and business structuring tools for family-owned enterprises expanding globally. ƒ Sector-Specific Insights: Industry reports and benchmarking tools to identify new markets. Global Trade Capabilities: Africa, US, and China Standard Bank’s Business and Commercial Banking division is building Africa’s leading trade platform, enabling businesses to connect across borders with seamless support: ƒ Intra-Africa Trade: Leveraging the African Continental Free Trade Area (AfCFTA), Standard Bank supports trade across 20+ African markets with integrated solutions for logistics, payments, and policy alignment. ƒ Africa-US Trade Corridor: Businesses gain access to US markets through tailored trade finance, foreign exchange, and cross-border payment solutions. ƒ Africa-China Trade Corridor: In partnership with ICBC, Standard Bank offers end-to-end Africa-China trade solutions including: ƒ Africa-China Banking Centre: Mandarinspeaking consultants, trade agents, and logistics support. ƒ Africa-China Import & Export Solutions: Support for sourcing goods, navigating regulations, and accessing Chinese markets. ƒ Participation in CIIE and CAETE: Showcasing African products like wine, nuts, and edible oils to Chinese buyers. ƒ $600 million in trade flows facilitated in 2022 through the ICBC partnership. Shaping the Future Through Key Initiatives Our commitment to KZN extends beyond banking. We are investing in platforms that prepare businesses for the opportunities of tomorrow: ƒ Export Readiness Programme ƒ EmpowHER Development Series ƒ Kasi SME Pitch Challenge & Phush’Ispan ƒ Franchise Networking Summit Building a Sustainable Future Standard Bank has committed over R74.3 billion in sustainable finance, with a goal to mobilise R450 billion by 2028. Through green financing, renewable energy solutions, and advisory services, we are equipping businesses to embrace responsible growth that benefits communities and the environment alike. Why We Celebrate The KZN Top Business Awards spotlight the entrepreneurs and enterprises that embody resilience, vision, and innovation. By supporting these awards, Standard Bank celebrates excellence while reaffirming our purpose: Africa is our home, we drive her growth. CONTACT DETAILS Physical Address: 1 Kingsmead Way, Kingsmead, Durban, 4001 Tel: +27 (0)31 374 1000 E-mail: information@standardbank.co.za Website: www.standardbank.co.za Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link

< Back Next Mandisa Pepeta Mandisa Pepeta is the founder of Qhakaza Africa Consulting Mandisa Pepeta, founder of Qhakaza Africa Consulting, shares her journey into the world of architecture and property development. Her company provides architectural services and property development solutions, catering to a range of clients, including individual homeowners, property developers, government entities, and corporates. Mandisa explains, “Part of our service involves taking a brief from a client who wants to build a particular facility. We assess the site’s suitability, consider the zoning constraints according to the municipality, and ensure that the site is appropriate for their intended project.” Once the feasibility is established, Qhakaza Africa Consulting designs the project, submits it for municipal approval, and remains involved in the construction management process. Mandisa adds, “We ensure that whatever is planned and designed is built to quality, within budget, and on time. We are always on the client’s side, making sure the builder constructs the facility according to the plans.” Originally from Bizana in the Eastern Cape, Mandisa pursued her schooling there before attending the former ML Sultan Technikon, where she qualified in architecture. She admits that architecture was not her initial career choice, explaining, “I initially wanted to study drama, but I wasn’t audible enough, and my English wasn’t very good, so I couldn’t get in. It was a blessing in disguise, as it led me to architecture.” She had been uncertain about her career path after the setback in drama and even considered studying computers before friends suggested architecture or town planning due to her artistic flair. “In the first weeks of studying architecture, we had orientation to understand what the field was about, and I was hooked from then on,” she recalls. Mandisa’s interest in drama was driven by the influence she associated with being on TV, but she found a different form of influence through her work in architecture. “Although I didn’t end up in the media space, I’ve achieved the influence I sought because architecture is also about impacting people’s lives,” she reflects. WORKING INDEPENDENTLY After qualifying, she worked for various architects, primarily serving higher-income clients, but noticed a gap in services for low-income and township communities. “Some clients would approach me after hours and on weekends for services that my employer did not provide,” she explains. Faced with a decision to stay employed or be in business on her own, Mandisa chose to pursue her business. “I wasn’t exposed to the full spectrum of architectural services in my employed role, but working independently allowed me to offer much more.” It was a bold step, she admits: “When I ventured out on my own, I didn’t tell my mother or friends, as I wasn’t ready for anyone to discourage me. I had no experience running a business and was taking a risk, but it has paid off.” In terms of professional inspiration, Mandisa draws motivation from those who pursue quality. “I have met many people who approach their work with competence and excellence. That always inspires me to do my best,” she says. A significant part of Mandisa’s work involves educating clients about architectural processes. “Most people aren’t familiar with architectural services. They may not understand how their homes came to be or what is required for other projects,” she explains. She often educates clients about environmental factors, zoning regulations, and site limitations, such as floodplains or areas where building a crèche is prohibited due to traffic and noise concerns. “The educational aspect of my work is what I enjoy the most,” she adds. Mandisa is a strong advocate for addressing injustices in the industry, representing those without a seat at the table. Her advocacy work has led her to become involved in various professional bodies, including the architectural community within the eThekwini region and the South African Council for the Architectural Profession, where she serves as a board member. “I got there because of my advocacy,” she says. “There are many people who don’t get the same opportunities, and I aim to be the voice for them.” She recognises that individuals from certain backgrounds may feel timid in professional settings, and she is committed to amplifying their voices. Reflecting on her challenges, Mandisa recounts her struggle with language as a Xhosa speaker entering an English-dominated field. “I could write English but struggled to speak it. I had to read a lot, watch TV, and practice. There was a time when my children asked why I didn’t speak much Xhosa with them. I felt guilty, but I told them it was because I was busy learning English,” she explains. Running a business was another challenge, as she had architectural training but no formal business skills. “I had to learn about the financial side of business through training, workshops, and mentorships,” she says. The support from more experienced professionals was crucial to overcoming these hurdles. LEARN CONTINUOUSLY For young women starting out, Mandisa advises, “You must learn continuously and seek out mentors – people who have walked the path before you. Competence brings confidence, the more you know, the more confident you become in your work.” She stresses the importance of refining skills and maintaining a commitment to learning. Looking ahead, Mandisa’s aspirations are centred around influence within the architectural and property development sectors. “I’ve realised that the people who can make significant changes are those in decision making positions. I am always seeking opportunities to have a seat at the table,” she states. Her goal is to be more involved in decision-making processes, particularly those that can address industry challenges. Outside of her professional life, Mandisa is a mother. “I spend a lot of time with my children, which helps me relax. I used to work long hours, but now I make sure to reserve time for my family,” she says. She enjoys playing tennis and jogging when possible, prioritising a balanced life. Mandisa’s story is one of determination, with a focus on education, advocacy, and continuous growth. Her journey illustrates the power of taking risks, embracing learning, and striving for excellence in every endeavour. Previous Next

< Back Next Ian McIntosh In Tribute Ian McIntosh (24 September 1938 – 5 April 2023), known as “Mac”, will always be remembered as the visionary coach who led the Natal rugby team to their first Currie Cup victory. Mac was instrumental in transforming not only the teams he coached but also the broader approach to rugby in South Africa. Born and raised in Rhodesia (now Zimbabwe), Mac’s early years were defined by a love for sports. At Gifford High School in Bulawayo, he excelled as a natural athlete, showing promise in rugby, sprinting, and boxing. Describing himself as a “free- spirited youngster”, he spent his days playing small rugby games with friends and swimming in nearby rivers. Yet, his adventurous nature took a toll on his health during his teenage years, an early challenge that helped shape his character. Another pivotal moment in his life came with the death of his mother when he was still at school. “Most books will say their mothers meant everything to them, and she certainly was for me,” In a past interview Mac recalled. “Her death was a tremendous blow to me.” After completing high school, Mac joined Queen’s Club. This would be his first taste of competitive senior rugby. He was fit and healthy and began to make strides as an athletic flank. After excelling for his club, he was called up to play for his province, Matabeleland. REMARKABLE SUCCESS Despite his enthusiasm for rugby, Mac’s playing career was cut short by knee injuries, a devastating setback that ultimately led him to coaching. Fortunately, another of his loves was teaching. After qualifying as an educator, he travelled to Denmark to specialise in physical education. Although he was heartbroken over not being able to play the game he cherished, teaching provided him with a way to connect with the sport. Mentoring and guiding young athletes, gave him purpose and a sense of fulfilment. He began his career at Queen’s Club in Bulawayo as a teacher and fitness coach. In 1961, he met his future wife, Rona, in a cheeky twist of fate. While previously staying in London, he had added a playful line to a friend’s letter addressed to Rona, an unknown girl back in Rhodesia: “Dear Rona, my name is Ian McIntosh. One day you will meet me, fall madly in love, and we will get married.” True to his words, they married two years later in Bulawayo, and began building a life filled with adventure and love. Mac and Rona raised three sons, Ross, Craig and Evan. Craig followed in his father’s footsteps and earned eight caps for Natal as an amateur rugby player. Reflecting on their family dynamics, Craig speaks warmly of the close bonds they share and the critical role his mother played throughout his father’s demanding coaching career. Craig commented that his mom was the epitome of strength and dedication for their family – a true blessing. Her focus was on looking after us and holding the family together,” he shared. “Knowing we were in good hands gave Dad the foundation and freedom he needed to pursue his rugby dreams. Her support allowed him to follow his passion fully.” A SENSE OF FULFILMENT In the 1980s, Mac took a major leap by accepting the role, after much persuasion, as head coach of Natal Rugby. At that time, he had taken a position in business and had been recently promoted to distribution manager, which meant that moving his family from a comfortable life in Bulawayo to Durban was daunting. Mac took on the task of leading Natal Rugby, a struggling team with limited success to achieve remarkable success. Initially, his style of coaching did not work in South Africa and Mac was forced to make adjustments to get positive results. When Mac introduced his direct style, it was completely new, and he faced resistance, especially among many of the forwards. The players had to practice extensively to change their method which was challenging for many of them. Fortunately, a few key players bought into the new style early on which thrilled Mac. However, overtime his approach, marked by discipline, teamwork, and a confrontational style, fostered a winning culture and turning Natal into a formidable force in South African rugby including in the Currie Cup final in 1990, when Natal defeated the Bulls. Between 1990 and 1996, Mac led Natal to four Currie Cup titles and took the Sharks to the first Super 12 final in 1996. Mac’s impact soon reached the national stage. In 1993, he was appointed head coach of the Springboks during a crucial period as South Africa re-entered international sports following apartheid. Though his tenure was brief, he laid the groundwork for future successes, guiding the team through high- stakes matches and implementing strategies that challenged traditional rugby conventions. His direct rugby style, integrating forwards and backs, led to notable achievements, including a victory over the Wallabies in Sydney – the first for South Africa since 1993. After stepping down as a coach, Mac served as a Springbok selector for 13 years, mentoring both junior and senior coaches. he also coached the Springbok Sevens team in 2003. Through his work with the South African Rugby Legends Association (SARLA), he continued to inspire and give back to the sport he loved bringing smiles to many children over the years. “Rugby,” he once said, “was my drug.” In recognition of Mac’s contributions, World Rugby awarded him the Vernon Pugh Award in 2013, celebrating his lifetime of service to South African rugby. The Cell C Sharks and the KwaZulu-Natal Rugby Union further honoured him in 2021 by renaming the main entrance gate to their stadium as “The Ian McIntosh Gate.” Mac died at the age of 84 after losing his battle with prostrate cancer. Right up to his passing he was still fully engaged with the SA Rugby Legends and living his “life of rugby”. His legacy remains deeply felt by players, coaches, and fans, who remember him as a trailblazer whose unwavering passion left an indelible mark on the sport. Previous Next

Up Home Up Gabbey-Gostina Malope GOSTINA MALOPE, or ‘Gabbey’ as she is more commonly known, is the dynamic and inspiring founder and director of Toutele Agriculture College, South Africa. Growing up in a rural farming community, Gabbey developed a passion for agriculture. She established the college in 2015 specifically for rural girls, to address challenges faced by rural communities, of not being able to access higher education like university and colleges, which were out of their reach or in towns. However, with a strong interest coming from boys as well, soon they were included. As a result, the college evolved into a rural community college that is affordable and accessible for general wage-earning parents, including the SETAs, opening empowerment opportunities to them. Gabbey has over the years, worked with youth and farmers to help them acquire education, skills and training in the agriculture sector, thereby enabling them to become more self-sufficient and sustainable through farming. This dynamic woman entrepreneur has built her name as an expert in the agriculture sector, which is traditionally not a glamorous industry for most young people. However, Gabbey, a businesswoman of many talents, is also the founder of Gabriva Clothing Label. She says, “I simply love clothes, shoes, bags, accessories, beauty products and perfumes. “Besides being a businesswoman, social entrepreneur and wife, Gabbey is also mother to twins – a boy and a girl. DEVELOPING ENTREPRENEURS Gabbey was recently appointed the president of the KZN Centre for Rural Development, which advocates for small enterprise business to be revived post Covid and after the disasters such as floods and looting, which our province experienced. “Young women and men are no longer keen to go into entrepreneurship, they want jobs, and as we all know, jobs have all disappeared along with all the disasters that have occurred over the last two years,” Gabbey observed. “My biggest goal with the KZN Centre is to just activate more innovative business ideas and entrepreneurial opportunities and map out our country to be an agricultural economic hub as a whole.” Gabbey is an innovative and passionate entrepreneur who is determined to make a difference. Looking at the faces of the graduates each year, she sees such a huge difference in them from when they started out. “The growth in the students is so rewarding, and farmers on the development programme are now supplying international markets. This is where you vividly see the change, you don’t have to look for it,” she explained. The best reward for Gabby is seeing young women operating in the space of agriculture, which has been a predominantly male dominated environment. “Seeing the goals that we had, being manifested in these young people, and seeing them become who they never thought they could be, is priceless,” says Gabbey. CHALLENGES FACED One of the biggest challenges Gabbey has experienced as a businesswoman in her industry, was Covid, which steered her into completely new ways. The normal daily farming routines had to change. “We now had to love our crops with a glove,” she says. There was a titanic loss of farmers, as many were affected health wise. Crop production is an incredibly physical and intensive process, and many farmers were not able to continue. Covid was certainly the biggest challenge for the college, which forced them to relook their operational processes and find innovative new ways. Gabbey is determined that they will overcome these challenges by being non[1]apologetic and taking initiative on how to best incorporate the challenges post-Covid to build a health system specifically for agriculture. As a result, the college is developing learning programmes for agri-health so that farmers learn how to look after themselves. BIG DREAMS Gabbey’s dream is to build an eco-college, on land owned by the institution, which has already garnered much hype. This technology will expose students to world-class farming practices. She also has a strong vision to establish the organisation beyond the borders of South Africa. Gabbey’s vision is to transform the agriculture sector through technology, capacity development, and sustainable farming methodologies and practices. Her innovative ideas have been adopted by several other colleges in the industry. Gabbey and Toutele Agriculture College South Africa boasts some of the biggest stakeholders in the country, such as AgriSETA, Afrivest, Tsolo Agriculture and Rural Development Institute, Owen Sithole Agriculture College, Crooks Brothers, SA Veterinary Council amongst other giants in the industry. ADVICE TO YOUNG WOMEN “Don’t follow trends, rather set trends,” is Gabbey’s firm and clear advice to young women. Whatever you do should replenish you, so invest in yourself first, so that others see you as the prototype of what you believe. And don’t give up, the world is your oyster and constantly evolving. “Look at vegetables,” she says, “first they were only consumed, now they are in health products, and in beauty products. Anything is possible.” Balancing her life comes from spending most of her time with her twins. Gabbey has a guitar and loves music, so dancing to the music wherever they are, is what you will find them doing to unwind. She also loves food and says she is ‘an adventurous eater’ who likes to try out unusual dishes. Gabbey also loves taking risks where she believes in something, which she says stimulates and energises her. She also unwinds by watching series on TV. In conclusion, Gabbey’s message to the women of South Africa is that they need to step up and get out of the spaces that limit them. She believes that South Africa is an economic hub that has not yet fully identified its potential. “The women of South Africa are immensely wonderful, and we need to step up and become the new life blood of our country,” says Gabbey. “The old carry the wisdom, the young are the movers and shakers, and together we make a strong, diverse force to drive the economy of South Africa. Our country is rich in its women.”

Deliver sustainable profits and to grow our market share by exceeding customer expectations through quality and serviceDrakewoods GroupDeliver sustainable profits and to grow our market share by exceeding customer expectations through quality and serviceFounded in 1961, Drakewoods has grown from a single outlet into one of South Africa's most respected suppliers of engineering tools, industrial machinery, and consumables. Over six decades, the company has built a reputation for quality, service and reliability that continues to position it as a trusted partner across the construction, manufacturing, petrochemical, and engineering industries. This journey is a reflection of an enduring philosophy: consistent service excellence and an unwavering commitment to industry needs. As a Level 1 B-BBEE contributor, Drakewoods is one of the largest black-owned suppliers in its sector, ensuring that empowerment and inclusivity remain at the heart of its operations. This combination of heritage and transformation has cemented its role as a business that both honours tradition and embraces progress. Drakewoods' corporate values shape every interaction. Integrity ensures that words and actions are aligned, while accountability guarantees that every member of the team takes ownership of results. Excellence is pursued through best practice and continuous improvement, and customer focus ensures tailored solutions for diverse requirements. These principles, more than words on a page, are embedded in the company's operations and culture. Products and Solutions Drakewoods' extensive portfolio covers tooling, consumables, machinery, welding equipment, protective clothing and steel. Whether supplying exotic or non-exotic metals, construction tools or specialised engineering equipment, the company provides a complete solution for industry. The business has also distinguished itself in the demanding field of shutdown and turnaround services. Its offering includes onsite tooling and equipment assessment, consumable stores management, PPE bulk supply, and comprehensive equipment solutions. In industries where downtime directly impacts profitability, this ability to deliver rapid, reliable support makes Drakewoods a valued partner. Driving Quality and Efficiency Quality has always been a defining characteristic of the company. A robust quality management system aligns with both continuous improvement principles and customer expectations. By combining organisational training with individual career development, Drakewoods ensures that staff expertise remains a competitive strength. This focus on people, alongside its systems, has contributed to the company's proud record of zero safety incidents. The company's efficiency is also enhanced by its direct-to-market approach. By sourcing tools and equipment directly from manufacturers and supplying them to end users, Drakewoods removes the costs associated with intermediaries. The result is competitive pricing without compromising on quality. Coupled with a 24-hour supply service, this approach reinforces its market leadership. A Portfolio of Trusted Brands Representing a wide range of globally recognised brands, Drakewoods ensures clients have access to the very best the industry has to offer. This breadth of choice is supported by expert staff who understand client needs and can recommend the right solutions to minimise operational risks. For customers, it means confidence in both the products supplied and the service that under­ pins them. Social Responsibility and Community Impact Beyond business, Drakewoods takes its social role seriously. As a forward-thinking company, it has invested in initiatives that encourage young people to consider careers in science and engineering. By partnering with educational programmes, NGOs and NPOs, Drakewoods contributes to building the next generation of technical professionals, ensuring that its industry remains strong and sustainable. Looking Ahead The story of Drakewoods is one of continuity and evolution. Its ongoing investment in quality, people, and social development demonstrates a commitment not only to business success but to the wider South African economy. In an era where many companies seek shortcuts, Drakewoods remains steadfast in its belief that integrity, accountability and excellence are the true foundations of long-term success. Six decades on, the company continues to prove that its tools are not just for building structures but for building trust, opportunity, and a sustainable future. HEAD OFFICE Address: 112 Josiah Gumede Road, Pinetown, KwaZulu­ Natal, 3600 Tel: +27 (0)832625963 +27 (0317015924 Email: sales@drakewoods.com website www.drakewoods.com BRANCHES Jacobs: Unit 15166 Bluff Road, Durban Richards Bay: Unit A81l Brass Link, Alton HEAD OFFICE Address: 112 Josiah Gumede Road, Pinetown, KwaZulu­ Natal, 3600 Tel: +27 (0)832625963 +27 (0317015924 Email: sales@drakewoods.com website www.drakewoods.com BRANCHES Jacobs: Unit 15166 Bluff Road, Durban Richards Bay: Unit A81l Brass Link, Alton Up Home Up Prin Mudaly Latest News More About Leaders Founded in 1961, Drakewoods has grown from a single outlet into one of South Africa's most respected suppliers of engineering tools, industrial machinery, and consumables. Over six decades, the company has built a reputation for quality, service and reliability that continues to position it as a trusted partner across the construction, manufacturing, petrochemical, and engineering industries. This journey is a reflection of an enduring philosophy: consistent service excellence and an unwavering commitment to industry needs. As a Level 1 B-BBEE contributor, Drakewoods is one of the largest black-owned suppliers in its sector, ensuring that empowerment and inclusivity remain at the heart of its operations. This combination of heritage and transformation has cemented its role as a business that both honours tradition and embraces progress. Drakewoods' corporate values shape every interaction. Integrity ensures that words and actions are aligned, while accountability guarantees that every member of the team takes ownership of results. Excellence is pursued through best practice and continuous improvement, and customer focus ensures tailored solutions for diverse requirements. These principles, more than words on a page, are embedded in the company's operations and culture. Products and Solutions Drakewoods' extensive portfolio covers tooling, consumables, machinery, welding equipment, protective clothing and steel. Whether supplying exotic or non-exotic metals, construction tools or specialised engineering equipment, the company provides a complete solution for industry. The business has also distinguished itself in the demanding field of shutdown and turnaround services. Its offering includes onsite tooling and equipment assessment, consumable stores management, PPE bulk supply, and comprehensive equipment solutions. In industries where downtime directly impacts profitability, this ability to deliver rapid, reliable support makes Drakewoods a valued partner. Driving Quality and Efficiency Quality has always been a defining characteristic of the company. A robust quality management system aligns with both continuous improvement principles and customer expectations. By combining organisational training with individual career development, Drakewoods ensures that staff expertise remains a competitive strength. This focus on people, alongside its systems, has contributed to the company's proud record of zero safety incidents. The company's efficiency is also enhanced by its direct-to-market approach. By sourcing tools and equipment directly from manufacturers and supplying them to end users, Drakewoods removes the costs associated with intermediaries. The result is competitive pricing without compromising on quality. Coupled with a 24-hour supply service, this approach reinforces its market leadership. A Portfolio of Trusted Brands Representing a wide range of globally recognised brands, Drakewoods ensures clients have access to the very best the industry has to offer. This breadth of choice is supported by expert staff who understand client needs and can recommend the right solutions to minimise operational risks. For customers, it means confidence in both the products supplied and the service that under pins them. Social Responsibility and Community Impact Beyond business, Drakewoods takes its social role seriously. As a forward-thinking company, it has invested in initiatives that encourage young people to consider careers in science and engineering. By partnering with educational programmes, NGOs and NPOs, Drakewoods contributes to building the next generation of technical professionals, ensuring that its industry remains strong and sustainable. Looking Ahead The story of Drakewoods is one of continuity and evolution. Its ongoing investment in quality, people, and social development demonstrates a commitment not only to business success but to the wider South African economy. In an era where many companies seek shortcuts, Drakewoods remains steadfast in its belief that integrity, accountability and excellence are the true foundations of long-term success. Six decades on, the company continues to prove that its tools are not just for building structures but for building trust, opportunity, and a sustainable future. HEAD OFFICE Address: 112 Josiah Gumede Road, Pinetown, KwaZulu Natal, 3600 Tel: +27 (0)832625963 +27 (0317015924 Email: sales@drakewoods.com website www.drakewoods.com BRANCHES Jacobs: Unit 15166 Bluff Road, Durban Richards Bay: Unit A81l Brass Link, Alton Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link

Up Home Up Pindiwe Filtane PINDIWE FILTANE is a social entrepreneur who runs a company called Mbasane Women in IT. This is a company that focusses on upskilling unemployed IT graduates. She has been in IT for the past 25 years, so she says that she understands the struggles. Pindiwe said that she never aspired to be a programmer when she started working. However, that was the job that she got, and she spent seven and a half years behind the laptop. Her company is therefore more about going back to where she thought she wanted to be. Looking at her journey and where she was when she started and when she left the corporate executive level, makes it easy for her to understand what these graduates are looking for. In addition, she knows what skills they are not equipped with and then she bridges that gap. “I understand that when you finish your degree, you don’t have it all. We have an end game in mind, where we look at the client and see what they are looking for and then upskill the graduates. The idea is for them to be employable at the end of the training or start their own businesses.” Mbasane Women in IT also works for companies that are looking to upskill their small businesses or start-ups and equips them with the basic business skills. A SENSE OF ACHIEVEMENT Pindiwe says that she bases her successes on seeing the impact of what they do. “When the graduates get into the corporate environment and they perform well and the clients are saying thank you, that for me, is a sense of achievement. Because we know what we have achieved, and we have given the companies what they are looking for.” “We don’t just focus on technical skills, we look at honing these graduates, so that they are better people in terms of the general etiquette that is needed in business. Nobody teaches you that, so we fill that gap and make sure that we build on their soft skills as well,” explained Pindiwe. KNOCKING ON DOORS The challenges that Pindiwe has faced are related to being a small business. She has had to knock on doors, make people understand that they are different from others, and make sure that they understand why they are doing what they are doing. She commented, “Because I love what I do, it works when I tell my clients what we do, instead of writing a proposal that is not going to tell the person the story behind the business. I believe that when people hear my story, they understand why I am doing this. The challenge is getting to the person who will listen to you, and I must say when they do listen, then I have my foot in the door. That is how I manage to manoeuvre in business, get that appointment, sit in front of the client, share my story, and ask them what it is you want to achieve?” FUTURE GOALS Pindiwe’s future goal is to build the business. She says, “I believe that there is a lot of help needed out there for these young graduates, and the SMEs or start-ups and somebody has to do it. A lot of us are needed; the cake is big enough; we can all share in the cake and all of us need to do something. There’s a skill gap, there are few women in IT. What are we doing about it? So, for me, it is to grow the business and empower as many women as I can, so that is why it is all about women in IT. Pindiwe says that when she gets a chance to stand in front of any audience, be it young graduates, be it young start-ups, she says that they need to see and appreciate where they are, then they can build on that. She commented, “There’s a lot out there that is happening. People are so angry, people don’t have jobs, people hide their certificates just to set their foot in the door. Then when they are inside that anger comes out. So, I say show the people what you can do. Show them what you have, because when you walked in, you accepted that job, so now do better.” She added that when she gets an opportunity to run programmes for the companies that have already employed the people, she finds that often employee performance or attitude is not up to scratch. “I say to them you accepted this job, you knew it was not what you wanted to do, so start here and you will go far. No one is going to accept you if you are grumpy. No one is going to notice you if you are not happy. If your certificate is with HR, no one else knows that you have a diploma or a degree, so do the best where you are and then you can move from there.” A GREAT OPPORTUNITY Pindiwe spends a lot of time watching her son playing sport and that takes her away from the working environment as she gets to be a mother. She also like walking. “When I get to walk, I get to think, I get to come up with solutions to problems that I would not have come up with when I am sitting at home, so doing the walks and being in touch with nature, that gives me a sense of peace and I enjoy it.” In conclusion, Pindiwe says that this is a great opportunity for women in business to showcase their work and get people to respect them. “We want to be known, we want to be seen, we want to be acknowledged not because we are women, but because of what we do, so this initiative is great for us as women in business.”

< Back Ana Roberts Even if we only improve once a week, by the end of the year, we’ve made significant progress Ana Roberts currently owns and manages two real estate companies under the Just Property brand, part of a national franchise network. Ana owns the branches in Upper Highway and Umhlanga. The business primarily focuses on property rentals and sales. Ana has carved a niche for herself by adopting innovative approaches, particularly in marketing and sales strategies. “I don’t have a traditional background in real estate,” Ana admits. “That’s why we do things differently. Our show houses aren’t like the typical ones you see, and we market properties in a way that stands out from the rest.” On the rental side, Ana’s company offers two services. “We either help landlords procure tenants, or we take full responsibility for managing the property from maintenance to rental payments as if we were the landlord,” she explains. “This aspect of the business has become a massive part of what we do.” A Drive for Success Ana’s journey to real estate ownership is an inspiring one, marked by a drive for success. Born in Mozambique, Ana moved to South Africa at the age of eight. “I didn’t speak any English when I arrived,” she recalls. “It was quite a challenge, but I’ve always considered myself a Durbanite since I grew up there.” She studied at the University of Natal, setting her sights on becoming an accountant. “But I quickly realised that people, innovation, and marketing were a lot more fun,” she laughs. “So, I majored in industrial psychology and marketing, which eventually led me into human resources (HR).” For over 27 years, Ana worked in corporate HR, with the majority of her time spent in one organisation. “Although I stayed with one company, I probably changed roles every three to four years, which offered incredible growth opportunities and learning development.” In addition, Ana worked under leaders who inspired her. “One in particular was the most incredible leader who showed me that anything was possible.” By the time she left, Ana had reached the position of HR director, navigating the high-pressure world of corporate leadership. “It was an environment that taught me a huge amount,” she says, “but at 54, I decided it was time to find some balance in my life.” Fast-Paced Approach In January 2020, just before the chaos of Covid-19, Ana made the leap into real estate. “I had zero experience,” she admits. “The only real estate experience I had was buying two homes in my lifetime!” However, Ana saw an opportunity to pivot and learn something new. “Lockdown turned out to be a blessing in disguise. I spent 40 to 50 hours a week doing webinars, training, and absorbing as much as I could about real estate.” By the time lockdown restrictions eased, Ana had acquired a theoretical understanding of the real estate industry. Within two years, by 2022, she had qualified as a principal, a process that normally takes people five to nine years, which reflects her fast-paced approach to life and work. “I don’t have a pause button,” she says. “We just go fast all the time.” Ana’s leadership approach has impacted on both her business and her team. For Ana, the true impact isn’t just the business success but the transformation, through training and coaching, she’s witnessed in her employees many of whom, like her, had no prior experience in real estate. “The biggest achievement has been seeing people grow and achieve amazing things in their lives,” she reflects. “One of my team members, who previously sold fudge, earned over R1.2 million in commission in her first year. Another, who spent 47 years in shipping, became the Rookie of the Year in his first year in real estate.” Three Key Values Ana Roberts currently owns and manages two real estate companies under the Just Property brand, part of a national franchise network. Ana owns the branches in Upper Highway and Umhlanga. The business primarily focuses on property rentals and sales. Ana has carved a niche for herself by adopting innovative approaches, particularly in marketing and sales strategies. “I don’t have a traditional background in real estate,” Ana admits. “That’s why we do things differently. Our show houses aren’t like the typical ones you see, and we market properties in a way that stands out from the rest.” On the rental side, Ana’s company offers two services. “We either help landlords procure tenants, or we take full responsibility for managing the property from maintenance to rental payments as if we were the landlord,” she explains. “This aspect of the business has become a massive part of what we do.” A Drive for Success Ana’s journey to real estate ownership is an inspiring one, marked by a drive for success. Born in Mozambique, Ana moved to South Africa at the age of eight. “I didn’t speak any English when I arrived,” she recalls. “It was quite a challenge, but I’ve always considered myself a Durbanite since I grew up there.” She studied at the University of Natal, setting her sights on becoming an accountant. “But I quickly realised that people, innovation, and marketing were a lot more fun,” she laughs. “So, I majored in industrial psychology and marketing, which eventually led me into human resources (HR).” For over 27 years, Ana worked in corporate HR, with the majority of her time spent in one organisation. “Although I stayed with one company, I probably changed roles every three to four years, which offered incredible growth opportunities and learning development.” In addition, Ana worked under leaders who inspired her. “One in particular was the most incredible leader who showed me that anything was possible.” By the time she left, Ana had reached the position of HR director, navigating the high-pressure world of corporate leadership. “It was an environment that taught me a huge amount,” she says, “but at 54, I decided it was time to find some balance in my life.” Fast-Paced Approach In January 2020, just before the chaos of Covid-19, Ana made the leap into real estate. “I had zero experience,” she admits. “The only real estate experience I had was buying two homes in my lifetime!” However, Ana saw an opportunity to pivot and learn something new. “Lockdown turned out to be a blessing in disguise. I spent 40 to 50 hours a week doing webinars, training, and absorbing as much as I could about real estate.” By the time lockdown restrictions eased, Ana had acquired a theoretical understanding of the real estate industry. Within two years, by 2022, she had qualified as a principal, a process that normally takes people five to nine years, which reflects her fast-paced approach to life and work. “I don’t have a pause button,” she says. “We just go fast all the time.” Ana’s leadership approach has impacted on both her business and her team. For Ana, the true impact isn’t just the business success but the transformation, through training and coaching, she’s witnessed in her employees many of whom, like her, had no prior experience in real estate. “The biggest achievement has been seeing people grow and achieve amazing things in their lives,” she reflects. “One of my team members, who previously sold fudge, earned over R1.2 million in commission in her first year. Another, who spent 47 years in shipping, became the Rookie of the Year in his first year in real estate.” Three Key Values Ana attributes much of her success to the values she has instilled in her business. “We run our business based on three key values: integrity, innovation, and excellence,” she shares. “Doing the right thing is non- negotiable. We don’t compromise on our values, even if it means walking away from a deal that could bring in money.” Innovation is another driving force behind her success. “We’re constantly looking at how we can be 1% better than yesterday,” she explains. “Even if we only improve once a week, by the end of the year, we’ve made significant progress.” Excellence, Ana believes, is the third pillar of her business philosophy. “You have to aim to be brilliant at everything you do. If you’re aiming to come second, you’re not aiming high enough.” Despite her many achievements, Ana admits that her greatest challenge has been herself. “I’m ridiculously driven,” she says. Ana added that her biggest dream has had two components. One is to be completely self-sufficient. “Although I have an incredible husband, I always wanted to be able to stand on my own two feet and achieve both financially as well as from a goals’ perspective. The second was to ensure that my kids looked up to me as a role model, so doing the right things to get the right results. I want to leave a legacy that I can be proud of, not just in business, but in every aspect of my life.” For a young woman aiming to achieve similarly, Ana advises focusing on your goals and pursuing them relentlessly. Believe in yourself and be prepared to invest the necessary time and effort to reach where you want to be. A strong work ethic is essential, and most importantly, never compromise your values. While her drive has led to business success, Ana acknowledges that finding balance remains a challenge. “For me, the challenges in business are opportunities, but balancing my personal life is harder.” Looking ahead, Ana’s goal is to establish a stronger management structure within her businesses to allow her more personal time with her family, a source of grounding and joy for her. “I’ve got an amazing life,” she concludes. Previous Next

The Development Bank of Southern Africa (DBSA) The Development Bank of Southern Africa (DBSA) The Development Bank of Southern Africa (DBSA) This is a great place to add a tagline. I'm a paragraph. Click here to add your own text and edit me. It's easy.