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To provide intellectual capital and forward-thinking solutions that act as a catalyst for growth, efficiency and value creation for our clients.Morar IncorporatedTo provide intellectual capital and forward-thinking solutions that act as a catalyst for growth, efficiency and value creation for our clients.Initially founded in 1995, Morar Incorporated is a national firm of chartered accountants and registered auditors providing quality financial business services and solutions to the private and public sectors. Morar Incorporated has six regional offices: Cape Town, Durban, East London, Midrand, Pietermaritzburg and Polokwane. Being the sole member firm in South Africa of Allinial Global, a worldwide association of independent accounting and consulting firms, they combine local expertise with international reach. Allinial Global is represented in the Americas, EMEIA (Europe, the Middle East, India, and Africa) and the Asia Pacific region. This network allows clients to view their markets from a global perspective, while providing the potential to establish an international presence. The Morar Incorporated approach is to assist organisations in maximising their performance, achieving their business goals, and being leaders, forward thinkers, and front runners in the markets in which they compete. They accomplish these goals by developing and implementing innovative financial business solutions designed to improve their clients’ productivity. Their innovative services and professionalism, combined with their clients’ loyalty, have enabled the firm to undertake a variety of high-profile assignmentsfor both the public and private sectors during its years of existence. Service Portfolio Morar Incorporated offers a carefully curated mix of high-quality financial and business services that all contribute to business improvement and development initiatives. Accounting Services Their accounting professionals work to provide tailored accounting solutions for small, medium, and large organisations to facilitate and enhance their financial growth. External Auditing Morar Incorporated has a long-standing reputation for providing efficient, risk-based audit services. The audit approach emphasises adding value to their clients by enhancing quality and productivity. This type of assurance helps the organisation effectively comply with sound corporate governance principles and practices. It also enhances the control environment to minimise risk exposure, quantifying the impact of risk on stakeholder value, while highlighting areas that are over-controlled. Taxation Services Morar Incorporated’s taxation services are tailored to the circumstances of each individual and company. Their tax professionals employ a forward-thinking, multidisciplinary approach to add value and help organisations navigate tax complexities in their everchanging business environments. A broad range of fully integrated tax solutions is offered. Government Services Services to all spheres of government include: ƒ Asset management ƒ Annual financial statements and budgets ƒ Audit readiness programmes ƒ Policies and procedure manuals ƒ Strategic planning; performance management At all levels of government, for financial statements to be fairly presented, the effects of transactions, other events, and conditions should be accurately represented in accordance with the relevant frameworks and standards. The primary challenge faced by all institutions is the completeness and accuracy of disclosures relating to, among others, irregular expenditure, fruitless and wasteful expenditure, accruals and payables not recognised, commitments, and movable and immovable tangible capital assets. Vision 2030 VISION 2030 is an integrated, web-based performance management solution built specifically for all spheres of government. It streamlines the entire Planning and Reporting Cycle, helping institutions plan better, track results, and meet regulatory compliance with ease. Designed to align with various planning methodologies - including the Logical Framework, Theory of hange, Balanced Scorecard, Activity-Based Costing, and Project Management - VISION 2030 ensures compliance with key government standards. It remains up to date with evolving requirements from institutions such as The Department of Planning, Monitoring and Evaluation, the Auditor-General, and National Treasury. Built on a Results-Based Management approach, VISION 2030 reinforces principles of accountability, ownership, and inclusiveness through its use of the Logic Model. The platform enables seamless integration of organisational performance management (impact, outcome, and output levels) with individual performance management processes, including performance agreements, workplans, personal development plans, and periodic performance assessments. Additionally, VISION2030 includes a robust Risk Management module, empowering institutions to effectively monitor, track, and report on the progress and status of identified risks. Supply Chain Management Morar Incorporated’s in-house web-based application was developed to assist with the management of unauthorised, irregular, fruitless, and wasteful expenditure and ensure consequence management. Internal Audit and Risk Management Morar Incorporated’s internal audit methodology is aligned with the National Treasury’s guidelines and complies with the requirements of the International Standards for the Professional Practice of Internal Auditing. Additionally, they have certified fraud examiners, which positions them well to provide expert advice on risk management. Services include: ƒ Complete outsourcing and co-sourcing of the internal audit function ƒ Assistance in assembling an audit committee ƒ Preparation of an audit committee charter ƒ Preparation of an internal audit charter ƒ Risk identification and management ƒ Development and implementation of three-year strategic and annual operational plans ƒ Implementation of controls ƒ Training and capacity building Forensic and Cybercrime Investigations Their team of forensic and cybercrime specialists can respond to alleged fraud, corruption, and other commercial crimes without exposing organisations to further risk. They have completed various investigations across all spheres of government and the private sector, leading to prosecutions. Information and Communication Technology Services (ICT) Specialist ICT advisory and assurance services are offered to ensure that business objectives are met, and ICT complies with legislative requirements. Their indepth experience, coupled with unique methodologies, allows Morar to deliver on client expectations.CONTACT DETAILS HEAD OFFICE Physical Address: 161 Pietermaritz Street, Nedbank House, Ground Floor, Pietermaritzburg, 3201 Tel: +27 (0)33 345 4004 Toll Free: 0800 212 553 E-mail: info@morar.co.za Website: www.morar.co.zaROSHAN MORAR is a well-respected financial professional committed to making a difference at multiple levels in South Africa's economy. In 1995, Roshan Morar opened his own accountancy firm in a small office in Church Street, Pietermaritzburg. Morar Incorporated now operates from ten offices and employs in excess of 180 staff. With its head office in Pietermaritzburg, and offices in Umhlanga, Bloemfontein, Polokwane, Mbombela, Kimberley, Rustenburg, Cape Town and Centurion, the firm is positioned to service a national and diverse network of clients. Morar has obtained substantial experience in all aspects of the corporate environment, more especially in property investments and finance, risk management and private equity transactions. He has also been involved in an advisory capacity to various successful start-up businesses, including black economic empowerment management buyouts, among others. Driven by the motto "no client is too small", the firm initially geared itself towards servicing black-owned businesses, many of which were small and medium sized family-owned businesses. The first family to take its business to Morar are still clients of the firm today. Many such businesses remain an important focus of the auditing and tax services work provided by the firm. However, clients now cover a wide spectrum of business and industry, ranging from the sole-proprietor to large national based corporations. In line with Morar's aim to provide value added services, he and the firm's employees pride themselves on building relationships with clients and it is this personalised approach that has been a consistent hallmark of the practice. In addition, confidentiality and the quality of service provided are critical aspects to superior service delivery. Morar says of his career, "As an emerging black entrepreneur, there were many doors that remained closed. I remained focused and determined to change this. Taking calculated risks, hard work and being determined to achieve success, has driven my career. In addition, balancing time and planning is key." It is clear that his journey is far from finished. Morar's success is evident in the many high-profile board positions and board committees on which he currently serves. Morar is the chairman of the South African National Roads Agency (SANRAL) to which he was appointed in March 2015. In addition, he is the chairman of the Ithala Group Board. The various committees that he serves on range from acquisitions, to commercial, audit and risk, human resources, to remuneration and nominations. Of his various directorships, Morar says, "The board appointments have enhanced my personal and professional growth. The experience and exposure which I have acquired as a board member has helped build my business acumen." The growth in Morar's business acumen is apparent in his plans for his firm. Not only is there a strategy in hand to further reinforce the company's presence in South Africa, he has his sights set on growing the practice beyond the national borders to establish the firm as a fully-fledged African firm. The capacity to analyse complex financial issues and to understand the spectrum of risk a company could be facing is essential in today's business. Morar is strongly of the opinion that South African businesses need to be prepared for a cross section of business risk as with the economic pressure in today's world, the potential for fraud was high. "It is imperative for every business to undertake a risk assessment process to determine the potential impact as a result of interruptions to time sensitive or critical business processes. Our internal audit division has now acquired the relevant CURA Risk Management software to document risks identified and assist with managing these risks to ensure business continuity," noted Morar. Morar Incorporated consult for all three spheres of government and conduct external audits on behalf of the auditor general of South Africa, of which the firm is an accredited service provider. It also makes Morar Incorporated the preferred service provider for international companies wanting to start trading in South Africa. Morar Incorporated has recently affiliated with IECnet, an international association of audit, accounting and tax professionals. "'We are delighted to be a member of this prestigious organisation. Our involvement with IECnet offers us a global platform to interface with leading international businesses and be at the forefront in providing world class business solutions to our clients," Morar added. Under the business guidance of Morar you are in good hands. He is well on his way to making a positive impact on South Africa's growth and development. Morar says of his personal vision: "I wish to make a difference at all levels; to create a legacy that would stand tall and be recognised as having made a difference. All we leave behind are our names and reputation." CONTACT DETAILS HEAD OFFICE Physical Address: 161 Pietermaritz Street, Nedbank House, Ground Floor, Pietermaritzburg, 3201 Tel: +27 (0)33 345 4004 Toll Free: 0800 212 553 E-mail: info@morar.co.za Website: www.morar.co.za Up Home Up Jennifer Reddy Latest News More About Leaders Initially founded in 1995, Morar Incorporated is a national firm of chartered accountants and registered auditors providing quality financial business services and solutions to the private and public sectors. Morar Incorporated has six regional offices: Cape Town, Durban, East London, Midrand, Pietermaritzburg and Polokwane. Being the sole member firm in South Africa of Allinial Global, a worldwide association of independent accounting and consulting firms, they combine local expertise with international reach. Allinial Global is represented in the Americas, EMEIA (Europe, the Middle East, India, and Africa) and the Asia Pacific region. This network allows clients to view their markets from a global perspective, while providing the potential to establish an international presence. The Morar Incorporated approach is to assist organisations in maximising their performance, achieving their business goals, and being leaders, forward thinkers, and front runners in the markets in which they compete. They accomplish these goals by developing and implementing innovative financial business solutions designed to improve their clients’ productivity. Their innovative services and professionalism, combined with their clients’ loyalty, have enabled the firm to undertake a variety of high-profile assignmentsfor both the public and private sectors during its years of existence. Service Portfolio Morar Incorporated offers a carefully curated mix of high-quality financial and business services that all contribute to business improvement and development initiatives. Accounting Services Their accounting professionals work to provide tailored accounting solutions for small, medium, and large organisations to facilitate and enhance their financial growth. External Auditing Morar Incorporated has a long-standing reputation for providing efficient, risk-based audit services. The audit approach emphasises adding value to their clients by enhancing quality and productivity. This type of assurance helps the organisation effectively comply with sound corporate governance principles and practices. It also enhances the control environment to minimise risk exposure, quantifying the impact of risk on stakeholder value, while highlighting areas that are over-controlled. Taxation Services Morar Incorporated’s taxation services are tailored to the circumstances of each individual and company. Their tax professionals employ a forward-thinking, multidisciplinary approach to add value and help organisations navigate tax complexities in their everchanging business environments. A broad range of fully integrated tax solutions is offered. Government Services Services to all spheres of government include: ƒ Asset management ƒ Annual financial statements and budgets ƒ Audit readiness programmes ƒ Policies and procedure manuals ƒ Strategic planning; performance management At all levels of government, for financial statements to be fairly presented, the effects of transactions, other events, and conditions should be accurately represented in accordance with the relevant frameworks and standards. The primary challenge faced by all institutions is the completeness and accuracy of disclosures relating to, among others, irregular expenditure, fruitless and wasteful expenditure, accruals and payables not recognised, commitments, and movable and immovable tangible capital assets. Vision 2030 VISION 2030 is an integrated, web-based performance management solution built specifically for all spheres of government. It streamlines the entire Planning and Reporting Cycle, helping institutions plan better, track results, and meet regulatory compliance with ease. Designed to align with various planning methodologies - including the Logical Framework, Theory of hange, Balanced Scorecard, Activity-Based Costing, and Project Management - VISION 2030 ensures compliance with key government standards. It remains up to date with evolving requirements from institutions such as The Department of Planning, Monitoring and Evaluation, the Auditor-General, and National Treasury. Built on a Results-Based Management approach, VISION 2030 reinforces principles of accountability, ownership, and inclusiveness through its use of the Logic Model. The platform enables seamless integration of organisational performance management (impact, outcome, and output levels) with individual performance management processes, including performance agreements, workplans, personal development plans, and periodic performance assessments. Additionally, VISION2030 includes a robust Risk Management module, empowering institutions to effectively monitor, track, and report on the progress and status of identified risks. Supply Chain Management Morar Incorporated’s in-house web-based application was developed to assist with the management of unauthorised, irregular, fruitless, and wasteful expenditure and ensure consequence management. Internal Audit and Risk Management Morar Incorporated’s internal audit methodology is aligned with the National Treasury’s guidelines and complies with the requirements of the International Standards for the Professional Practice of Internal Auditing. Additionally, they have certified fraud examiners, which positions them well to provide expert advice on risk management. Services include: ƒ Complete outsourcing and co-sourcing of the internal audit function ƒ Assistance in assembling an audit committee ƒ Preparation of an audit committee charter ƒ Preparation of an internal audit charter ƒ Risk identification and management ƒ Development and implementation of three-year strategic and annual operational plans ƒ Implementation of controls ƒ Training and capacity building Forensic and Cybercrime Investigations Their team of forensic and cybercrime specialists can respond to alleged fraud, corruption, and other commercial crimes without exposing organisations to further risk. They have completed various investigations across all spheres of government and the private sector, leading to prosecutions. Information and Communication Technology Services (ICT) Specialist ICT advisory and assurance services are offered to ensure that business objectives are met, and ICT complies with legislative requirements. Their indepth experience, coupled with unique methodologies, allows Morar to deliver on client expectations. CONTACT DETAILS HEAD OFFICE Physical Address: 161 Pietermaritz Street, Nedbank House, Ground Floor, Pietermaritzburg, 3201 Tel: +27 (0)33 345 4004 Toll Free: 0800 212 553 E-mail: info@morar.co.za Website: www.morar.co.za Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link

Kim Dyason, fine jeweller, goldsmith, mentor and entrepreneur is the owner of Studio 39 Jewellery Design in Kloof and founder of Jewellers by DesignStudio 39 Jewellery Design Kim Dyason, fine jeweller, goldsmith, mentor and entrepreneur is the owner of Studio 39 Jewellery Design in Kloof and founder of Jewellers by DesignKim Dyason, fine jeweller, goldsmith, mentor and entrepreneur is the owner of Studio 39 Jewellery Design in Kloof and founder of Jewellers by Design. One of her greatest achievements says Kim is being in business for 29 years as of July 2023, which has been a huge milestone to reach. Kim was only 15 years old when she was offered a job in a jewellery store during the December school holidays. She said that she grabbed the opportunity, and as she loved the experience, she worked there every school holiday and every Saturday. On matriculating, she was offered an apprenticeship at the bench by the shop owner who was a qualified goldsmith and hand engraver. Having mentored many people through nearly 30 years of owing her own business and seeing some of them go on and open their own businesses is another of her achievements. Kim has one staff member who has been with her almost 20 years. Kim’s passion is engaging with clients and designing bespoke, unique pieces that are timeless, wearable works of art. From the initial consult, through the design journey to proudly presenting the completed heirloom piece that evokes fabulous reactions, she is very hands on, and loves dealing with her clients one on one. Nothing gets lost in translation, the passion Kim’s clients have for their design is received as an energy that cannot be translated down a production line. She is part of every step in the process, leaving nothing to chance. She added that when she is designing for clients, she likes to get a feel for who they are. Kim explained, “Great love is poured into every piece, and I understand the sentimental meaning behind every piece. I want to create something that’s going to be meaningful for you. It’s not about me. I want to see smiles on people’s faces when they put on their piece of jewellery. I sell happiness. It’s so special.” Many of her clients are now firm friends and are based all around the globe. A family jeweller is not a luxury, but an absolute necessity these days. It involves so much more than just trust. “I am part of every milestone and memorable moment in their lives, I get to help make dreams a reality and capture special moments in what becomes a treasured heirloom to future generations. A great honour I now have is that so many of my clients’ children and grandchildren are now starting their own memorable journeys, which I will be part of.” The Studio 39 Jewellery Design can also remodel old jewellery or produce a new item using their clients’ stones. Inspiration in Nature Kim explains that for her design work she looks for inspiration in her love of nature. “I love nature. I get a lot of inspiration from nature and natural gemstones. I find that if I’m designing for myself the stone tells me what it wants to be.” Recently selected as one of KZN’s Top Business Women for 2023, she designed a beautiful gold pendant to wear for the gala event. As you will always find fresh orchids displayed in Kim’s shop, this spectacular pendant was based on the indigenous orchid Aerangis mystacidii, which is found in KZN. Kim used some licence to make the orchid larger than life. This elaborate pendant is a prime example of what Kim and her goldsmiths can produce. Currently, Kim is collaborating with people who aren’t jewellery designers but have creative concept ideas. She added that working with them to create jewellery that they can go on and make an income from is ‘absolutely divine’. “My daughter is a zoologist, her range is Pangolin inspired, so she can give back to her community, donate to wildlife and create employment. There’s just so many ways you can give back and be creative at the same time.” Jewellers by Design One of the challenges from earlier days, Kim would say was that jewellery manufacture was very much a man’s world when she started. She found that nobody wanted to share trade secrets or help with any information, not even amongst themselves. “And I don’t agree with that way of thinking”. During Covid lockdown, and having time to reflect and strategise, Kim decided that living by design and not default was her aim and wanted to give back. Jewellers by Design provides an environment that empowers aspiring jewellers and designers to achieve their goal of owning their own business, while working in a nurturing environment incorporating experienced leaders in the jewellery industry. This new branch will concentrate on mentoring other up and coming designers and jewellers from all walks of life regardless of race, creed and background. Experience, skill and empathy play a huge role in mentoring the newcomers. “I believe small businesses that employ locals are the backbone of the economy. Small businesses should stand together and see where they can work collaboratively, combining skills and experience to uplift the communities around us and in so doing creating jobs and improving lives,” Kim concluded.Nature Full Name of Company Studio 39 Jewellery Design Nature of Business: Jeweller design and manufacturer Services: • Diamond and gemstone dealer • Designer goldsmith • Jewellery repairs, restoration and manufacturer • Jewellers’ valuation/appraisals • Engraving on jewellery and watches • Restringing (pearls etc.) • Expert advice • Handmade chains by chain specialist Date Established July 1994 Customer Base: Private clients Subsidiary: Jewellers by Design Accreditation: Member of the Jewellery Council of South Africa since 2004 KEY PERSONNEL CEO: Kim Dyason CONTACT DETAILS HEAD OFFICE Physical Address: 13 Old Main Road Fields Shopping Centre, Kloof, 3610 Tel: +27 (0)61 303 3939 E-mail: studio39@telkomsa.net Nature Full Name of Company Studio 39 Jewellery Design Nature of Business: Jeweller design and manufacturer Services: • Diamond and gemstone dealer • Designer goldsmith • Jewellery repairs, restoration and manufacturer • Jewellers’ valuation/appraisals • Engraving on jewellery and watches • Restringing (pearls etc.) • Expert advice • Handmade chains by chain specialist Date Established July 1994 Customer Base: Private clients Subsidiary: Jewellers by Design Accreditation: Member of the Jewellery Council of South Africa since 2004 KEY PERSONNEL CEO: Kim Dyason CONTACT DETAILS HEAD OFFICE Physical Address: 13 Old Main Road Fields Shopping Centre, Kloof, 3610 Tel: +27 (0)61 303 3939 E-mail: studio39@telkomsa.net Up Home Up Kim Dyason Latest News More About Leaders Kim Dyason, fine jeweller, goldsmith, mentor and entrepreneur is the owner of Studio 39 Jewellery Design in Kloof and founder of Jewellers by Design. One of her greatest achievements says Kim is being in business for 29 years as of July 2023, which has been a huge milestone to reach. Kim was only 15 years old when she was offered a job in a jewellery store during the December school holidays. She said that she grabbed the opportunity, and as she loved the experience, she worked there every school holiday and every Saturday. On matriculating, she was offered an apprenticeship at the bench by the shop owner who was a qualified goldsmith and hand engraver. Having mentored many people through nearly 30 years of owing her own business and seeing some of them go on and open their own businesses is another of her achievements. Kim has one staff member who has been with her almost 20 years. Kim’s passion is engaging with clients and designing bespoke, unique pieces that are timeless, wearable works of art. From the initial consult, through the design journey to proudly presenting the completed heirloom piece that evokes fabulous reactions, she is very hands on, and loves dealing with her clients one on one. Nothing gets lost in translation, the passion Kim’s clients have for their design is received as an energy that cannot be translated down a production line. She is part of every step in the process, leaving nothing to chance. She added that when she is designing for clients, she likes to get a feel for who they are. Kim explained, “Great love is poured into every piece, and I understand the sentimental meaning behind every piece. I want to create something that’s going to be meaningful for you. It’s not about me. I want to see smiles on people’s faces when they put on their piece of jewellery. I sell happiness. It’s so special.” Many of her clients are now firm friends and are based all around the globe. A family jeweller is not a luxury, but an absolute necessity these days. It involves so much more than just trust. “I am part of every milestone and memorable moment in their lives, I get to help make dreams a reality and capture special moments in what becomes a treasured heirloom to future generations. A great honour I now have is that so many of my clients’ children and grandchildren are now starting their own memorable journeys, which I will be part of.” The Studio 39 Jewellery Design can also remodel old jewellery or produce a new item using their clients’ stones. Inspiration in Nature Kim explains that for her design work she looks for inspiration in her love of nature. “I love nature. I get a lot of inspiration from nature and natural gemstones. I find that if I’m designing for myself the stone tells me what it wants to be.” Recently selected as one of KZN’s Top Business Women for 2023, she designed a beautiful gold pendant to wear for the gala event. As you will always find fresh orchids displayed in Kim’s shop, this spectacular pendant was based on the indigenous orchid Aerangis mystacidii, which is found in KZN. Kim used some licence to make the orchid larger than life. This elaborate pendant is a prime example of what Kim and her goldsmiths can produce. Currently, Kim is collaborating with people who aren’t jewellery designers but have creative concept ideas. She added that working with them to create jewellery that they can go on and make an income from is ‘absolutely divine’. “My daughter is a zoologist, her range is Pangolin inspired, so she can give back to her community, donate to wildlife and create employment. There’s just so many ways you can give back and be creative at the same time.” Jewellers by Design One of the challenges from earlier days, Kim would say was that jewellery manufacture was very much a man’s world when she started. She found that nobody wanted to share trade secrets or help with any information, not even amongst themselves. “And I don’t agree with that way of thinking”. During Covid lockdown, and having time to reflect and strategise, Kim decided that living by design and not default was her aim and wanted to give back. Jewellers by Design provides an environment that empowers aspiring jewellers and designers to achieve their goal of owning their own business, while working in a nurturing environment incorporating experienced leaders in the jewellery industry. This new branch will concentrate on mentoring other up and coming designers and jewellers from all walks of life regardless of race, creed and background. Experience, skill and empathy play a huge role in mentoring the newcomers. “I believe small businesses that employ locals are the backbone of the economy. Small businesses should stand together and see where they can work collaboratively, combining skills and experience to uplift the communities around us and in so doing creating jobs and improving lives,” Kim concluded. Nature Full Name of Company Studio 39 Jewellery Design Nature of Business: Jeweller design and manufacturer Services: • Diamond and gemstone dealer • Designer goldsmith • Jewellery repairs, restoration and manufacturer • Jewellers’ valuation/appraisals • Engraving on jewellery and watches • Restringing (pearls etc.) • Expert advice • Handmade chains by chain specialist Date Established July 1994 Customer Base: Private clients Subsidiary: Jewellers by Design Accreditation: Member of the Jewellery Council of South Africa since 2004 KEY PERSONNEL CEO: Kim Dyason CONTACT DETAILS HEAD OFFICE Physical Address: 13 Old Main Road Fields Shopping Centre, Kloof, 3610 Tel: +27 (0)61 303 3939 E-mail: studio39@telkomsa.net Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link

< Back Next Dino Constantinou Dino Constantinou is the founder of Mediterranean Kitchen Dino Constantinou, the founder of Mediterranean Kitchen, started his venture with a mix of determination, necessity, and a bit of serendipity. Reflecting on his journey, Dino shared, “I started this business because I’d left my previous business and was at a loose end. In the interim, my wife had an embroidery company, and I kept getting in her way, so she said to me, ‘Dino, get out. Go do your own thing again’.” This playful push led to the creation of Mediterranean Kitchen, a company that supplies and manufactures dips, pesto, and other Greek specialities. Dino’s entry into the food market began modestly with a small range of dips and pesto that he produced himself in his home kitchen. He took his products to the Essenwood Market, where the response to the range was overwhelming. Dino recalled, “In the first week I went there, within an hour, that cooler box was sold out.” This initial success was a clear sign that he was on to something special. The following week, he returned with two cooler boxes, which again sold out quickly. “Eventually, we were going with five and six cooler boxes plus, and the queues were crazy,” he said, noting how people were literally throwing money at him in their eagerness to buy his products. As the popularity of his products grew, Dino and his wife decided to expand their operations. They built a small factory at their home premises and began employing a few people. Dino’s big break came when a representative from Food Lovers Market approached him with a proposal to supply them. This opportunity led to further growth, and soon the then owner of Food Lovers Market, Lionel Luigino, decided to expand Dino’s reach. “Lionel himself is the guy who opened many doors for us,” Dino acknowledged, crediting him for helping to put Mediterranean Kitchen on the map. EXPANDING THE BUSINESS As the business continued to grow, it soon out- grew its home-based setup. An opportunity arose to purchase a property that used to be known as Chandler’s Pub. Dino saw potential and decided to invest in it. After extensive renovations, Mediterranean Kitchen had a new home. Dino had always been content with his hard work and wasn’t actively looking to expand further. However, Dino recalled that he saw potential for his sons to get involved. “I said, come on, guys. Why don’t you take over and make something out of this business.” He added, “They are all highly educated, we have economists, we have actuaries.” Fortunately for Dino, his sons and their Uncle John, who is also a great businessman, were interested in getting involved in running the business. Dino decided to hand over the business to his sons, making sure everything was signed over to them, including the properties. “In the beginning, it was hard for me to let go, for obvious reasons, but then I realised that the boys work smart, not hard,” he reflected. The brothers now jointly own the business. Dino’s oldest son Alex is the CEO of the business, Dino’s youngest son, Angelo, joined the family business as the sales director, while Michael chose to remain a sleeping partner and financial advisor. Dino’s role shifted to that of a supportive founder, helping where needed and focusing on building and repairing equipment, which remained his passion. The journey has been far from easy. Dino admits that one of the most difficult challenges he faced was letting go of the reins and allowing his sons to take over. “Being from the old school, it was very difficult,” he said, but through many “tears of joy and tears of sadness”, he eventually realised that his sons were capable of taking the business to new heights. “It’s nice walking into a family- owned business and just seeing that everything’s working smoothly,” he commented. OVERCOMING CHALLENGES One of Dino’s greatest accomplishments, he believes, is the fact that the family is still here and stronger than ever after everything they’ve been through. Reflecting on the rough patches and the risks taken to grow the business, he expressed gratitude for the family’s resilience. Alex added, “There was a lot for us to learn about how a small family business like this runs. We didn’t fully appreciate what we were getting ourselves into. Trying to work together as a family definitely put us through our paces.” “We didn’t get out of the kitchen; we stayed in the kitchen. We’re still together, and we’re growing this business,” Angelo said, highlighting the bond that kept them united through challenging times. “We’re just taking humble strides to try and grow this family business and make our dreams come true.” Today, Dino takes great pride in the growth of Mediterranean Kitchen, both in terms of infrastructure and reputation. He pointed out the expansions his sons have made: “From one little part that I built, the boys have added on two other parts – the office upstairs and the change room.” Mediterranean Kitchen has evolved its processes and equipment, achieving the Global Food Safety Initiative (GFSI) certification, which required a complete overhaul of their operations. In addition, the business now has more structures in place to accommodate the capacity in which the operation is going forward. Importantly, keeping the team motivated is about creating a good work environment and continuing to improve it whenever possible. The Constantinou family continues to build upon Dino’s foundation, constantly striving for growth while keeping their family bond strong. Dino proudly states, “The best thing we’re doing is just to grow, and, of course, keep that love flowing.” He gives much credit to his wife, who he said is not only a great asset to the business but keeps their house together as well. Dino believes that the secret to success lies in never compromising on quality. “Never, ever, ever throw out your quality for quantity,” he advised, a principle that has guided the business since its inception. For Dino, Mediterranean Kitchen is more than just a business; it’s a family legacy built on passion, perseverance, and the strength of family. Previous Next

Isaac Mbatha’s strong entrepreneurial spirit led him to establish Sky Tents in 2015Sky TentsIsaac Mbatha’s strong entrepreneurial spirit led him to establish Sky Tents in 2015In 2025, Sky Tents celebrates its 10th anniversary, marking a decade of determination, innovation, and community impact under the leadership of founder and Chief Executive Officer, Isaac Mbatha. Established in 2015, the company has grown from a modest start into one of South Africa’s leading tent manufacturers and event solutions providers, with a footprint that extends well beyond national borders. Isaac’s entrepreneurial journey began long before Sky Tents was formally established. With limited resources but a strong vision, he entered the tent business by washing and repairing used tents and occasionally working as a middleman in the hire trade. His reputation for reliability soon brought repeated requests from clients, prompting him to move into tent manufacturing. That decision laid the foundation for what would become a thriving enterprise. When choosing the company name, Isaac was deliberate. Sky Tents represented his philosophy that growth should have no boundaries. As he explained, “There is nothing above the sky – there are no limits on the road to growth and success.” Overcoming Early Challenges The first year of operation was marked by numerous challenges. Opposition from competitors and slim profit margins meant that every order depended on a 50 per cent customer deposit to purchase material. To promote his fledgling business, Isaac walked the streets handing out flyers at traffic lights, in townships, and even on taxi windows. These efforts often left him in remote areas where his personal safety was at risk, yet his commitment never wavered. By 2015 and 2016, financial pressures reached a breaking point. Isaac accumulated heavy debts and struggled with stress, anxiety, and insomnia. Reflecting on that time, he admitted, “What you plan for in your head and what happens on your road to success are two different things.” Instead of giving up, he resolved to persevere. “I learnt that I had to be brave. There was only one way to get out of the predicament I was in and that was to pick myself up.” Breakthrough And Community Impact Isaac’s turning point came in 2017 with an innovative partnership with Ukhozi FM, South Africa’s largest radio station. Proposing the first initiative of its kind, he convinced the station to give away 100 tents to aspiring entrepreneurs. These tents became the foundation for new rental businesses, helping participants to generate income and build sustainable livelihoods. The campaign was an outstanding success and a highlight of Isaac’s career, combining his personal drive with a commitment to social empowerment. Growth And Diversification From its humble beginnings with three employees, Sky Tents has expanded significantly. By 2017 the workforce had grown to 13, and today the company employs more than 75 people across nine branches in South Africa. Sky Tents also exports its products to a growing list of international clients in Namibia, Botswana, Nigeria, Algeria, Eswatini, Uganda, Lesotho, the Seychelles, Zambia, Mozambique, and Zimbabwe. While the company initially focused on pole tents, its product offering now includes stretch tents, dome tents, and frame tents, designed to meet the diverse needs of clients ranging from community events to large corporate functions. Complementary services such as tables and chairs, draping, mobile toilets, and refrigerated trailers have been added, creating a one-stop solution for event organisers. The company is also expanding into injection moulding, reflecting its philosophy of constant innovation and adaptation. A Culture Of Innovation And Motivation At the heart of Sky Tents’ success is Isaac’s leadership style, which combines vision with motivation. He thrives on keeping his team inspired and forwardthinking. “I strive to get my people bubbling and asking, ‘what are we doing next?’” he explains. He admits that delegation has been a challenge at times, but he recognises the importance of empowering staff to take ownership of their roles. His ability to instil a sense of shared purpose has become a hallmark of the Sky Tents journey. Awards And Recognition Isaac’s achievements have not gone unnoticed. In 2019 he was named on the prestigious Forbes Africa 30 Under 30 list, recognising young leaders shaping the future of the continent. In 2022 he received the Standard Bank KZN Top Business Entrepreneur Award for resilience, and in 2023 Sky Tents was honoured with the Standard Bank SME Client of the Year Award. These accolades underscore the company’s reputation for innovation, service excellence, and long-term growth. As Sky Tents enters its second decade, the company stands as a symbol of entrepreneurial resilience and opportunity. From walking the streets with flyers to leading a company with an international presence, Isaac Mbatha’s journey has been defined by courage, vision, and a belief that success lies in consistency and service.Full Name of Company: Sky Tents SA Nature of Business: Manufacturer and wholesaler Products and Services: Tents, including party tents, wedding tents, stretch tents, dome tents, jumping castles, tables and chairs, mobile toilets, mobile cold rooms and mobile freezer rooms Date Established: 2015 No. of Employees: 75+ Accountant / Auditor: Coastal Accounting Bank: Standard Bank B-BBEE Status: BBBEE Level 1 KEY PERSONNEL CEO: Mr Isaac Mbatha Financial Manager: Ismail Lockat CONTACT DETAILS Physical Address: 47 Westmead Road, Westmead, Pinetown, KwaZulu-Natal 4001 Tel: +27 (0)31 700 2863 E-mail: Isaac@skytentsa.co.za Website: www.skytentsa.co.zaFull Name of Company: Sky Tents SA Nature of Business: Manufacturer and wholesaler Products and Services: Tents, including party tents, wedding tents, stretch tents, dome tents, jumping castles, tables and chairs, mobile toilets, mobile cold rooms and mobile freezer rooms Date Established: 2015 No. of Employees: 75+ Accountant / Auditor: Coastal Accounting Bank: Standard Bank B-BBEE Status: BBBEE Level 1 KEY PERSONNEL CEO: Mr Isaac Mbatha Financial Manager: Ismail Lockat CONTACT DETAILS Physical Address: 47 Westmead Road, Westmead, Pinetown, KwaZulu-Natal 4001 Tel: +27 (0)31 700 2863 E-mail: Isaac@skytentsa.co.za Website: www.skytentsa.co.za Up Home Up Isaac Mbatha Latest News More About Leaders In 2025, Sky Tents celebrates its 10th anniversary, marking a decade of determination, innovation, and community impact under the leadership of founder and Chief Executive Officer, Isaac Mbatha. Established in 2015, the company has grown from a modest start into one of South Africa’s leading tent manufacturers and event solutions providers, with a footprint that extends well beyond national borders. Isaac’s entrepreneurial journey began long before Sky Tents was formally established. With limited resources but a strong vision, he entered the tent business by washing and repairing used tents and occasionally working as a middleman in the hire trade. His reputation for reliability soon brought repeated requests from clients, prompting him to move into tent manufacturing. That decision laid the foundation for what would become a thriving enterprise. When choosing the company name, Isaac was deliberate. Sky Tents represented his philosophy that growth should have no boundaries. As he explained, “There is nothing above the sky – there are no limits on the road to growth and success.” Overcoming Early Challenges The first year of operation was marked by numerous challenges. Opposition from competitors and slim profit margins meant that every order depended on a 50 per cent customer deposit to purchase material. To promote his fledgling business, Isaac walked the streets handing out flyers at traffic lights, in townships, and even on taxi windows. These efforts often left him in remote areas where his personal safety was at risk, yet his commitment never wavered. By 2015 and 2016, financial pressures reached a breaking point. Isaac accumulated heavy debts and struggled with stress, anxiety, and insomnia. Reflecting on that time, he admitted, “What you plan for in your head and what happens on your road to success are two different things.” Instead of giving up, he resolved to persevere. “I learnt that I had to be brave. There was only one way to get out of the predicament I was in and that was to pick myself up.” Breakthrough And Community Impact Isaac’s turning point came in 2017 with an innovative partnership with Ukhozi FM, South Africa’s largest radio station. Proposing the first initiative of its kind, he convinced the station to give away 100 tents to aspiring entrepreneurs. These tents became the foundation for new rental businesses, helping participants to generate income and build sustainable livelihoods. The campaign was an outstanding success and a highlight of Isaac’s career, combining his personal drive with a commitment to social empowerment. Growth And Diversification From its humble beginnings with three employees, Sky Tents has expanded significantly. By 2017 the workforce had grown to 13, and today the company employs more than 75 people across nine branches in South Africa. Sky Tents also exports its products to a growing list of international clients in Namibia, Botswana, Nigeria, Algeria, Eswatini, Uganda, Lesotho, the Seychelles, Zambia, Mozambique, and Zimbabwe. While the company initially focused on pole tents, its product offering now includes stretch tents, dome tents, and frame tents, designed to meet the diverse needs of clients ranging from community events to large corporate functions. Complementary services such as tables and chairs, draping, mobile toilets, and refrigerated trailers have been added, creating a one-stop solution for event organisers. The company is also expanding into injection moulding, reflecting its philosophy of constant innovation and adaptation. A Culture Of Innovation And Motivation At the heart of Sky Tents’ success is Isaac’s leadership style, which combines vision with motivation. He thrives on keeping his team inspired and forwardthinking. “I strive to get my people bubbling and asking, ‘what are we doing next?’” he explains. He admits that delegation has been a challenge at times, but he recognises the importance of empowering staff to take ownership of their roles. His ability to instil a sense of shared purpose has become a hallmark of the Sky Tents journey. Awards And Recognition Isaac’s achievements have not gone unnoticed. In 2019 he was named on the prestigious Forbes Africa 30 Under 30 list, recognising young leaders shaping the future of the continent. In 2022 he received the Standard Bank KZN Top Business Entrepreneur Award for resilience, and in 2023 Sky Tents was honoured with the Standard Bank SME Client of the Year Award. These accolades underscore the company’s reputation for innovation, service excellence, and long-term growth. As Sky Tents enters its second decade, the company stands as a symbol of entrepreneurial resilience and opportunity. From walking the streets with flyers to leading a company with an international presence, Isaac Mbatha’s journey has been defined by courage, vision, and a belief that success lies in consistency and service. Full Name of Company: Sky Tents SA Nature of Business: Manufacturer and wholesaler Products and Services: Tents, including party tents, wedding tents, stretch tents, dome tents, jumping castles, tables and chairs, mobile toilets, mobile cold rooms and mobile freezer rooms Date Established: 2015 No. of Employees: 75+ Accountant / Auditor: Coastal Accounting Bank: Standard Bank B-BBEE Status: BBBEE Level 1 KEY PERSONNEL CEO: Mr Isaac Mbatha Financial Manager: Ismail Lockat CONTACT DETAILS Physical Address: 47 Westmead Road, Westmead, Pinetown, KwaZulu-Natal 4001 Tel: +27 (0)31 700 2863 E-mail: Isaac@skytentsa.co.za Website: www.skytentsa.co.za Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! 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The IDC has offices in all nine provinces in order to provide niche and innovative funding products that are aimed at enhancing and growing the country’s regional economiesIndustrial Development Corporation of South Africa Ltd (IDC) The IDC has offices in all nine provinces in order to provide niche and innovative funding products that are aimed at enhancing and growing the country’s regional economiesThe Industrial Development Corporation (IDC), established in 1940, is a self‑financing, state‑owned development finance institution with a clear mission: to fund sustainable industries, support entrepreneurs, and build an inclusive South African economy. Recognising that South Africa’s prosperity is tied to the broader African market, the IDC targets sectors with high growth potential and untapped resources, creating opportunities for both local and regional development. Expanding the IDC’s Reach in KZN KwaZulu‑Natal (KZN) hosts one of the IDC’s earliest regional offices, part of a footprint spanning all nine provinces. Regional Manager Pat Moodley leads the office with a mandate to extend the IDC’s support to local enterprises, particularly small and medium‑sized businesses (SMEs). “Our goal is to ensure that the SME sector thrives in KZN,” says Moodley. “Through our Small Business Finance unit, we process funding applications of up to R20 million, from assessment to disbursement, and then work alongside businesses to help them grow and create jobs.” The IDC’s partnership approach goes beyond financing. Once funding is approved, the team collaborates with clients to ensure operational stability and potential expansion, stimulating job creation across the province. Identifying Growth Sectors A key strategy of the KZN office is identifying industries with strong growth prospects. Sectors such as textiles, clothing and footwear benefit from the province’s proximity to the Durban port, while agro‑processing, chemicals, plastics, medical products, wood and furniture, automotive, machinery and equipment, forestry, energy, and infrastructure all receive targeted support. The IDC also prioritises localisation to reduce imports, particularly in manufacturing. In the automotive sector, for example, the corporation has helped firstand second‑tier component manufacturers meet local content requirements, improving their global competitiveness. Supporting Black Industrialists and Inclusive Development Driving inclusive growth remains central to the IDC’s strategy. It actively supports black entrepreneurs as industrialists and manufacturers, often co‑investing in projects alongside the Department of Trade, Industry and Competition’s black industrialist programme. The IDC has also introduced a top‑up equity facility to help entrepreneurs with limited capital participate meaningfully in large‑scale projects. “With industrialisation comes development, which includes job creation and localisation. We are actively focusing on the growth and empowerment of black industrialists, as well as youth‑ and women‑owned businesses,” Moodley explains. One notable success is Argento Trading, a 100% black‑owned, women‑led Cut‑Make‑Trim (CMT) production facility in Isithebe. Co‑founders Joudalle and TK Govender secured R5 million in IDC funding to grow their clothing and textile operations, positioning the company as a key contributor to local manufacturing. Strategic Partnerships and Enterprise Development The IDC leverages strong partnerships with public and private stakeholders to drive SME growth, including initiatives like the SME-CONNECT programme, which supports enterprise and supplier development. Looking ahead, the corporation plans to expand its focus on special economic zones and industrial hubs to further stimulate provincial economic growth. The IDC also invests in diverse sectors, including media, where funding supports local filmmakers and producers in creating content for domestic and international markets. Transformative Tourism Investments Tourism remains a significant driver of KZN’s economy. The IDC is a funding partner in Club Med South Africa, a luxury beach resort on the province’s north coast, scheduled to open in July 2026. The project is set to create 1,400 jobs during construction and 2,100 direct and indirect roles once operational. “With KZN’s unemployment rate at 31.2%, projects like these accelerate rural development, create skills transfer opportunities, and boost the province’s socio‑economic prospects,” says Moodley. Other notable investments in the province include the Radisson Blu uMhlanga Hotel, further enhancing KZN’s appeal as a business and leisure destination. Client‑Centric Approach The IDC’s KZN office prides itself on being approachable and client‑focused. If a project does not meet IDC’s mandate, the team refers applicants to alternative funders and assists them in securing the right support. Their network across the province ensures that bankable projects rarely fall through the cracks. Commitment to Communities Beyond financing industry, the IDC is deeply invested in community upliftment, particularly in rural and marginalised areas. Its corporate social investment (CSI) programmes include grant funding, in‑kind donations, employee volunteering, and support for social causes. In 2024, 75% of CSI spend went to rural beneficiaries, primarily women and youth, with KZN receiving the largest share due to humanitarian aid for flood victims. Over the last two years, IDC has partnered with community-based organisations to assist communities affected by the 2022 KZN floods, demonstrating its commitment to supporting communities alongside fostering economic growth. Driving KZN’s Economic Future Through its funding, partnerships, and community initiatives, the IDC’s KZN team plays a pivotal role in stimulating provincial development. By empowering SMEs, supporting black industrialists, and investing in high‑impact sectors, the IDC is helping to build a more inclusive and resilient economy - one project, one business, and one community at a time.Full Name of Company: The Industrial Development Corporation of South Africa Ltd (IDC) Nature of Business: Development Finance Institution. Holding Company: Self-financing corporation owned by the South African Government Date Established: 1940 OUR PURPOSE Grow sustainable industries. Support entrepreneurs. Improve lives. OUR VISION Create globally competitive industries realising Africa’s potential. OUR VALUES Our day-to-day activities and business conduct are guided by our values. • Passion • Partnership • Professionalism KEY PERSONNEL Regional Manager KZN: Pat Moodley CONTACT DETAILS KWAZULU-NATAL DURBAN OFFICE: Physical Address: Office 2101, 21st Floor, The Embassy Building, 199 Anton Lembede Street, Durban, 4001 Postal Address: P.O. Box 2411, Durban, 4000 Tel: +27 (0)31 337 4455 Website: www.idc.co.zaPAT MOODLEY has been in the financial sector for over 30 years, where the desire to promote sustainable business development and economic growth has shaped his career. After completing his initial university degree, Moodley obtained a position in the banking sector focusing on financing of SMMEs and corporates. This experience, as well as working for other finance institutions, resulted in a position at the Industrial Development Corporation (IDC) where he has worked for the past 19 years. Moodley says, "Working for IDC is not only a job, but it is also a calling." He explained that he is driven by the desire to grow viable and sustainable businesses that have social impact; especially businesses that create jobs to counter the high rate of unemployment. Moodley says that he is motivated daily by the fact that once he reaches retirement age, he will be able to reflect on his achievements and the difference that he has contributed to enhance the business sector in KZN under his leadership at the IDC. "I am inspired by making a difference. When you finance businesses and can see the growth in these entities, it gives a great sense of accomplishment. He added that when you finance a business that creates jobs, then families can enhance their lives and secure a better future for their children. By creating jobs, we are creating a sustainable country that ensures our future. Young and upcoming university graduates have a likelihood of being employed locally rather than moving out of the country." The commitment to his multifaceted role is apparent in the long and demanding hours that Moodley puts in to ensure that his clients' needs are met. He says, "Working at the IDC is not a standard eight to five job."Moodley describes himself as being very people oriented and has an open-door policy to both his employees and clients to discuss any issue relating to business and the work they do. "Dealing with people is not always easy and it takes exceptional skills, especially where finances are involved. Part of my role is educating my team on how to manage client's expectations." The IDC KZN team is very passionate about development and constantly work to empower sustainable business entities. "We are customer focused and ensure that we provide a high level of service, our clients are extremely important as they are the foundation for the growth of our economy. Servicing clients may include identifying gaps in their business model that require attention or providing mentorship to assist their businesses to grow." The KwaZulu-Natal regional office's success has also grown out of the relationships it has forged with the public and private sectors, other development finance institutions, as well as commercial banks. In addition, Moodley says that although he and his team need to be very empathetic, they also need to be firm on the occasions that the IDC is unable to assist with applications for funding. He added that if a project is not sustainable there are valid reasons, and these are explained to the client in detail. We finance businesses that are sustainable and economically viable." Moodley's advice to anyone entering the finance industry is that they would need to have integrity and honesty. Although Moodley is very comfortable with his current achievements, he intends to ensure that the IDC continues to have an impact on the lives of people who require support. He believes that the KwaZulu-Natal province has many opportunities and it's vital to tap into these. Moodley is married with one son. During the weekends, he enjoys relaxing at home and often spends time cooking to unwind. When possible, he and his family enjoy travel to ensure that they spend quality time together. Full Name of Company: The Industrial Development Corporation of South Africa Ltd (IDC) Nature of Business: Development Finance Institution. Holding Company: Self-financing corporation owned by the South African Government Date Established: 1940 OUR PURPOSE Grow sustainable industries. Support entrepreneurs. Improve lives. OUR VISION Create globally competitive industries realising Africa’s potential. OUR VALUES Our day-to-day activities and business conduct are guided by our values. • Passion • Partnership • Professionalism KEY PERSONNEL Regional Manager KZN: Pat Moodley CONTACT DETAILS KWAZULU-NATAL DURBAN OFFICE: Physical Address: Office 2101, 21st Floor, The Embassy Building, 199 Anton Lembede Street, Durban, 4001 Postal Address: P.O. Box 2411, Durban, 4000 Tel: +27 (0)31 337 4455 Website: www.idc.co.za Up Home Up Pat Moodley Latest News More About Leaders The Industrial Development Corporation (IDC), established in 1940, is a self‑financing, state‑owned development finance institution with a clear mission: to fund sustainable industries, support entrepreneurs, and build an inclusive South African economy. Recognising that South Africa’s prosperity is tied to the broader African market, the IDC targets sectors with high growth potential and untapped resources, creating opportunities for both local and regional development. Expanding the IDC’s Reach in KZN KwaZulu‑Natal (KZN) hosts one of the IDC’s earliest regional offices, part of a footprint spanning all nine provinces. Regional Manager Pat Moodley leads the office with a mandate to extend the IDC’s support to local enterprises, particularly small and medium‑sized businesses (SMEs). “Our goal is to ensure that the SME sector thrives in KZN,” says Moodley. “Through our Small Business Finance unit, we process funding applications of up to R20 million, from assessment to disbursement, and then work alongside businesses to help them grow and create jobs.” The IDC’s partnership approach goes beyond financing. Once funding is approved, the team collaborates with clients to ensure operational stability and potential expansion, stimulating job creation across the province. Identifying Growth Sectors A key strategy of the KZN office is identifying industries with strong growth prospects. Sectors such as textiles, clothing and footwear benefit from the province’s proximity to the Durban port, while agro‑processing, chemicals, plastics, medical products, wood and furniture, automotive, machinery and equipment, forestry, energy, and infrastructure all receive targeted support. The IDC also prioritises localisation to reduce imports, particularly in manufacturing. In the automotive sector, for example, the corporation has helped firstand second‑tier component manufacturers meet local content requirements, improving their global competitiveness. Supporting Black Industrialists and Inclusive Development Driving inclusive growth remains central to the IDC’s strategy. It actively supports black entrepreneurs as industrialists and manufacturers, often co‑investing in projects alongside the Department of Trade, Industry and Competition’s black industrialist programme. The IDC has also introduced a top‑up equity facility to help entrepreneurs with limited capital participate meaningfully in large‑scale projects. “With industrialisation comes development, which includes job creation and localisation. We are actively focusing on the growth and empowerment of black industrialists, as well as youth‑ and women‑owned businesses,” Moodley explains. One notable success is Argento Trading, a 100% black‑owned, women‑led Cut‑Make‑Trim (CMT) production facility in Isithebe. Co‑founders Joudalle and TK Govender secured R5 million in IDC funding to grow their clothing and textile operations, positioning the company as a key contributor to local manufacturing. Strategic Partnerships and Enterprise Development The IDC leverages strong partnerships with public and private stakeholders to drive SME growth, including initiatives like the SME-CONNECT programme, which supports enterprise and supplier development. Looking ahead, the corporation plans to expand its focus on special economic zones and industrial hubs to further stimulate provincial economic growth. The IDC also invests in diverse sectors, including media, where funding supports local filmmakers and producers in creating content for domestic and international markets. Transformative Tourism Investments Tourism remains a significant driver of KZN’s economy. The IDC is a funding partner in Club Med South Africa, a luxury beach resort on the province’s north coast, scheduled to open in July 2026. The project is set to create 1,400 jobs during construction and 2,100 direct and indirect roles once operational. “With KZN’s unemployment rate at 31.2%, projects like these accelerate rural development, create skills transfer opportunities, and boost the province’s socio‑economic prospects,” says Moodley. Other notable investments in the province include the Radisson Blu uMhlanga Hotel, further enhancing KZN’s appeal as a business and leisure destination. Client‑Centric Approach The IDC’s KZN office prides itself on being approachable and client‑focused. If a project does not meet IDC’s mandate, the team refers applicants to alternative funders and assists them in securing the right support. Their network across the province ensures that bankable projects rarely fall through the cracks. Commitment to Communities Beyond financing industry, the IDC is deeply invested in community upliftment, particularly in rural and marginalised areas. Its corporate social investment (CSI) programmes include grant funding, in‑kind donations, employee volunteering, and support for social causes. In 2024, 75% of CSI spend went to rural beneficiaries, primarily women and youth, with KZN receiving the largest share due to humanitarian aid for flood victims. Over the last two years, IDC has partnered with community-based organisations to assist communities affected by the 2022 KZN floods, demonstrating its commitment to supporting communities alongside fostering economic growth. Driving KZN’s Economic Future Through its funding, partnerships, and community initiatives, the IDC’s KZN team plays a pivotal role in stimulating provincial development. By empowering SMEs, supporting black industrialists, and investing in high‑impact sectors, the IDC is helping to build a more inclusive and resilient economy - one project, one business, and one community at a time. Full Name of Company: The Industrial Development Corporation of South Africa Ltd (IDC) Nature of Business: Development Finance Institution. Holding Company: Self-financing corporation owned by the South African Government Date Established: 1940 OUR PURPOSE Grow sustainable industries. Support entrepreneurs. Improve lives. OUR VISION Create globally competitive industries realising Africa’s potential. OUR VALUES Our day-to-day activities and business conduct are guided by our values. • Passion • Partnership • Professionalism KEY PERSONNEL Regional Manager KZN: Pat Moodley CONTACT DETAILS KWAZULU-NATAL DURBAN OFFICE: Physical Address: Office 2101, 21st Floor, The Embassy Building, 199 Anton Lembede Street, Durban, 4001 Postal Address: P.O. Box 2411, Durban, 4000 Tel: +27 (0)31 337 4455 Website: www.idc.co.za Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link

< Back Next Jonathan Naidoo Jonathan Naidoo is the chief executive officer at SmartXchange Jonathan Naidoo is the chief executive officer at SmartXchange. His formative years took place in Port Shepstone on the south coast of KwaZulu- Natal. Thereafter, he attended university in Durban, where he studied to become an educator specialising in mathematics. This background provided fertile ground for Jonathan to springboard into other career opportunities. “I’m a firm believer that education is your biggest liberator and a level of empowerment that nobody can take from you. As an educator you are multi skilled; you become an event organiser, a sports individual, a programme director, and public speaker among other roles,” commented Jonathan. Furthermore, his pursuit of knowledge continued, and he went on to obtain qualifications in economics, geographic information systems (GIS), and in trade and investments. Jonathan was also a politician, serving as deputy chair on two government entities: the Ugu District Council and the Port Shepstone Transitional Council. In 1999, Jonathan was offered a job at the Durban Chamber of Commerce and Industry as head of economics, policy and advocacy. He served five years in that portfolio, until taking up the position as chief operating officer of Trade and Investment KwaZulu-Natal. Thereafter he accepted an appointment by the Austrian company Toll Link to head the tolling portfolio, travelling frequently into sub-Saharan Africa and to Austria, reporting to the head office in Gratz. Consequently, said Jonathan, “It was a pleasure to come back home and to head SmartXchange in 2011.” IMPACT POSITIVELY He says, ‘I think my purpose in my current position is to offer an ‘ubuntu’ solution to startups, caring for and moulding them so that they grow and become sustainable. We’re contributing to economic growth and creating more jobs within communities.” The other exciting part for Jonathan is working with innovative young people with much passion and drive who he can direct to develop amazing solutions. “Working with these young bright individuals that want to impact positively on the quality of people’s lives spurs me on,” he remarked. Speaking of his proudest moments, which Jonathan says are multifaceted, he turns first to 2016 when the then Minister of Science and Innovation, Dr Naledi Pandor, presented him with the innovation award for SmartXchange’s work. Secondly, in 2019 SmartXchange was recognised, by a division of the United Nations, for a global Inter- national Telecommunication Union (ITU) award. “They presented SmartXchange with the award for building a world class ecosystem. The replication modelling looked at incubation based on the metro economy within Durban,” explained Jonathan. Subsequently, SmartXchange has developed a small- town incubator in Port Shepstone, the KwaMashu Township Digital Hub and a Rural Incubation Hub in Bongweni, Kokstad. Their fifth project is on commercialising research material linked to universities. EFFORTS OF A COLLECTIVE Jonathan added that SmartXchange’s journey has been surrounded by top class support teams and amazing staff. “It is never an individual that wins an award, it’s the efforts of a collective and I’m proud to be just one part of that collective, ‘he reflected. SmartXchange’s main asset is its human resources who need exceptional care, explained Jonathan. “It’s a proactive stance because we are a caring organisation. I’m hoping that level of care adds to their motivation.” He added that most of the team were interns that were groomed and have grown along their career paths. Further, the primary means of keeping his team motivated is for Jonathan to lead by example. He explains, “There is no task that the CEO should not be allowed to do. When you do those simple things, the ripple effect goes along the entire staff and the institution as well.” In addition, he says that it is always great to recognise hard work, which is managed via performance appraisals and appropriate monetary compensation. SERVING MANKIND Reflecting on his main source of inspiration, Jonathan says that this comes from his family and from religious teachings about serving mankind and doing good. “If you’re guided by the principle of having a good intention that should motivate you endlessly to continue to reach greater levels of excellence. If you link that up with working with young people, you couldn’t get a better chemistry in terms of keeping going every day.” Jonathan added, “If your purpose in life is unselfishly serving, then your job becomes extremely rewarding. My job is about serving startup companies that want to grow and I’m excited to be a part of programmes that sees impactful outcomes. If you have a selfless view, the rewards are gratifying.” The biggest challenge that Jonathan has faced is when startup companies do not have a good ethical value system linked to corporate governance. “In some instances, these unfortunate situations leads to nasty processes where legal gets involved. When these individuals are forced to exit your programmes, they make negative utterances against the organisation that help them along their startup journey. SmartXchange has an open-door policy where one is free to engage with management to sort out any differences.” Fortunately, these cases number not more than five out of over 600 startups that SmartXchange has supported to date. Looking to the future, Jonathan says that Smart- Xchange’s vision for the next five years and hopefully for all businesses throughout South Africa, is to focus on how to impact positively on the seventeen sustain- able development goals adopted and supported by all countries at the of the United Nations. “Being successful in business is not necessarily having an impressive bottom line in terms of excessive profits. Businesses need to leave legacy projects or statements in terms of what have they done, to leave this planet a better place for future generations.” “My motto and encouragement to all startups is three faceted. Number one, work hard; number two, faith in God; and number three, a little bit of luck. With those three components, I think we’ve got the best formula for a success story,” concluded Jonathan. Previous Next

< Back Next Benita Ardenbaum Benita Ardenbaum is the managing director of Benita Ardenbaum Attorneys Benita Ardenbaum, the dynamic managing director of Benita Ardenbaum Attorneys, is a formidable presence in KwaZulu-Natal’s business landscape. With nearly three decades of legal expertise, she has not only shaped the field of family law but has also emerged as a powerful force in the province’s business community. Born into challenging circumstances, Benita’s journey from humble beginnings to becoming a leading legal figure is a testament to her resilience and strategic foresight. Adopted at birth, her early life involved a move overseas with her family at age 12, where she faced significant challenges, including the decision to leave school and support herself at 15. Her experiences of working day and night enabled her to travel across Europe at 16, honing her communication skills and fostering a deep understanding of diverse cultures. This early exposure prepared her for the complex world of legal and business leadership. Reflecting on those formative years, Benita says, “Traveling and working so young gave me a unique perspective. It taught me to respect different view- points and to see challenges as opportunities. That perspective has shaped the way I approach the law.” After receiving life-changing advice, Benita returned to her education and later pivoted from a BCom degree to pursue law, earning both a BA and LLB. This strategic decision set the stage for her to establish one of KwaZulu-Natal’s most respected family law practices. Her firm quickly gained a reputation for handling some of the most challenging cases, from international child abductions to high-stakes divorces, underpinned by her commitment to justice and advocacy for the vulnerable. FINDING JUSTICE Benita’s personal history steered her toward family law. “There was this fiery passion within me to find justice for people and to defend the underdog. My whole purpose was to give people, especially children, a voice and enable them to have a choice,” she explained. As a female leader in the competitive world of family law, Benita’s approach is anything but conventional. She has redefined the practice by viewing law as a strategic tool for achieving justice and setting new legal precedents. This innovative mindset has propelled her firm to the forefront of the industry, setting benchmarks in both legal excellence and business acumen. Commenting on her practice, Benita elaborates, “If I can help one person in a family, it impacts the children. They then grow up in a more stable environment, creating a ripple effect that makes a difference. I think families are the backbone of society. People often think of family law as ‘soft law,’ but it is extremely complex, as you’re dealing with people’s emotions.” POWER OF THE LAW For business leaders in KwaZulu-Natal, Benita’s story offers a blueprint for success. Her ability to transform a legal practice into a thriving enterprise that not only delivers top-tier legal services but also influences broader societal change is a testament to her visionary leadership. Benita Ardenbaum Attorneys is not just a legal service provider; it is a beacon of innovation in the legal field, driven by a clear strategic vision that prioritises both client outcomes and market expansion. Under her leadership, the firm has grown from a small practice to a powerhouse in the South African legal landscape, recently expanding into Cape Town with plans for further growth in KwaZulu-Natal and beyond. Her vision is clear: to continue expanding its influence and market share by leveraging the power of the law to drive business success and societal impact. A THOUGHT LEADER Beyond her immediate business achievements, Benita has emerged as a thought leader in the legal industry. Her insights on complex family law issues are highly sought after, and she has reshaped the discourse around family law by advocating for a more strategic, results driven approach to resolving disputes. Benita added that she is inspired by people’s stories. “I feel incredibly grateful when I can actually help people, and I can see the tangible results where, for example when children or people are not caught up in conflict any longer. Communicating with people, helping them to try and resolve the issues that they have, is what inspires me, because without people to help we wouldn’t have this business.” Her influence extends beyond the legal community, inspiring a new generation of business leaders and lawyers to adopt a more feminine and effective approach in their fields. A COMPELLING EXAMPLE For KwaZulu-Natal’s top business leaders, Benita’s journey serves as a compelling example of how strategic pivoting, resilience, and a clear vision can align business success with a higher purpose. Her ability to blend empathy with business acumen has earned her respect in the legal community and established her as a model of purposeful leadership in the broader business world. Benita’s story is a powerful reminder of how one female leader’s vision and determination can transform an industry, inspire a team, and create lasting impact. Her legacy is one of innovation, leadership, and an unwavering commitment to excellence, making her not just a leader in family law but a pioneering figure in KwaZulu-Natal’s business community. In conclusion, Benita encourages others to embrace a purpose beyond themselves. “At our firm, we believe in the power of connection, it’s never just about one person, but about the collective impact we can have. My team and I live by the principle that staying true to our core purpose and values is what drives us. We often remind clients of the importance of gratitude, which helps them find resilience through life’s transitions. It is about appreciating what we have and finding growth, even in the midst of adversity.” Previous Next

The ecosystem should be fully inclusive and even the playing-ground for all stakeholders including traditional healers, local farmers and state-of-the-art growers.The Testing CompanyThe ecosystem should be fully inclusive and even the playing-ground for all stakeholders including traditional healers, local farmers and state-of-the-art growers.In a fast-evolving regulatory landscape where quality assurance and consumer safety are non-negotiables, The Testing Company has emerged as a proudly South African, world-class laboratory transforming the landscape of testing and compliance. The laboratory is the first in KwaZulu-Natal to be licensed by the South African Health Products Regulatory Authority (SAHPRA), to have university partnership and ISO certification, in addition to being a Level 1 BBBEE contributor. The Testing Company is driven by a bold mission to reduce barriers to market entry for small, medium and micro enterprises, empower rural producers, and bring cutting-edge testing technology to the heart of underserved communities. Founded by a visionary team of doctors, scientists, and development specialists, The Testing Company is more than a laboratory. It is a movement for transformation, inclusion, and economic upliftment. The company’s genesis is tied to a commitment to unlock the economic potential embedded in South Africa’s rich biodiversity, multicultural traditions, and agricultural heritage. With a core focus on the pharma-nutrition, food and beverage, agricultural, and cannabis industries, The Testing Company has taken on the role of a trusted enabler. It provides not only testing but also regulatory compliance support, product development consultation, and market access assistance. “Our mission is about democratising access to quality testing, especially for traditional healers, small-scale growers, and community producers,” says Chief Operations Officer Shivani Rampersad. “We aim to level the playing field so that quality and safety are not privileges, but standard practice accessible to all.” The MobileLab Advantage: Bringing Science to the Field One of the company’s most innovative contributions is its MobileLab, a state-of-the-art laboratory facility housed within shipping containers. These mobile units are deployed to semi-rural and rural areas, allowing onsite, real-time testing services that eliminate logistical bottlenecks and reduce environmental impact. Beyond their scientific capabilities, MobileLabs embody a philosophy of sustainability and community involvement. Local community members are recruited and trained to staff the labs, creating direct employment and building a foundation for future Science, Technology, Engineering, and Mathematics (STEM) talent in underserved areas. With tailored solutions for cannabis products, food and beverages, pharmaceuticals, personal care items, and agricultural outputs, the company ensures every product tested meets global benchmarks. Whether it is a cannabis tincture, a protein supplement, or a jar of jam, each undergoes rigorous scrutiny to ensure consumer safety, accurate labelling, and market readiness. Experts Behind the Vision The Testing Company is guided by a powerhouse team of professionals from diverse disciplines. The team’s diversity, spanning science, medicine, sociology, and business, enables a holistic approach to testing that blends precision with community insight. Its leadership holds certifications in Laboratory Management and Internal Auditing, and its clinical team are members of the Association of Official Analytical Chemists (AOAC), ensuring alignment with international best practices. The Testing Company plays a pivotal role in strengthening South Africa’s regulatory framework, particularly in newer markets such as medical cannabis and complementary medicines. By providing reliable data and advocating for science-based policies, the company supports the formalisation and legitimisation of these sectors. Testing, the company asserts, is not just about safety. It is a catalyst for broader economic growth. Accurate labelling, dosage clarity, and quality control not only protect consumers but also open up export channels, attract investment, and boost local production. Certified to ISO 17025:2017 and ISO 22000:2018 standards, The Testing Company is also licensed by South African Health Products Regulatory Authority (SAHPRA) and actively collaborates with leading institutions such as the Durban University of Technology (DUT). The company is part of research initiatives on cannabinoid testing and is committed to staying at the forefront of global testing methodologies. Impact Through Training and Localisation In alignment with South Africa’s National Development Plan and the UN Sustainable Development Goals, The Testing Company is a model for how science and enterprise can intersect with socio-economic development. Through training programmes, local hiring, and inclusive technology deployment, the company is building a new generation of technicians, scientists, and entrepreneurs from within the communities it serves. Whether it is a farmer cultivating medicinal plants, a food producer needing lab validation, or a manufacturer entering export markets, The Testing Company is the bridge between innovation and compliance, aspiration and access. As Prof. Seedat-Khan notes, “Our vision isn’t just to test products. It’s to unlock Africa’s potential, ethically, scientifically, and inclusively.”CONTACT DETAILS Physical Address: Steve Biko Campus, DUT, KwaZulu-Natal Tel: +27 (0)79 089 6702 E-mail: info@thetestingcompany.co.za Website: www.thetestingcompany.co.zaCONTACT DETAILS Physical Address: Steve Biko Campus, DUT, KwaZulu-Natal Tel: +27 (0)79 089 6702 E-mail: info@thetestingcompany.co.za Website: www.thetestingcompany.co.za Up Home Up Dr Aman Maharaj Latest News More About Leaders In a fast-evolving regulatory landscape where quality assurance and consumer safety are non-negotiables, The Testing Company has emerged as a proudly South African, world-class laboratory transforming the landscape of testing and compliance. The laboratory is the first in KwaZulu-Natal to be licensed by the South African Health Products Regulatory Authority (SAHPRA), to have university partnership and ISO certification, in addition to being a Level 1 BBBEE contributor. The Testing Company is driven by a bold mission to reduce barriers to market entry for small, medium and micro enterprises, empower rural producers, and bring cutting-edge testing technology to the heart of underserved communities. Founded by a visionary team of doctors, scientists, and development specialists, The Testing Company is more than a laboratory. It is a movement for transformation, inclusion, and economic upliftment. The company’s genesis is tied to a commitment to unlock the economic potential embedded in South Africa’s rich biodiversity, multicultural traditions, and agricultural heritage. With a core focus on the pharma-nutrition, food and beverage, agricultural, and cannabis industries, The Testing Company has taken on the role of a trusted enabler. It provides not only testing but also regulatory compliance support, product development consultation, and market access assistance. “Our mission is about democratising access to quality testing, especially for traditional healers, small-scale growers, and community producers,” says Chief Operations Officer Shivani Rampersad. “We aim to level the playing field so that quality and safety are not privileges, but standard practice accessible to all.” The MobileLab Advantage: Bringing Science to the Field One of the company’s most innovative contributions is its MobileLab, a state-of-the-art laboratory facility housed within shipping containers. These mobile units are deployed to semi-rural and rural areas, allowing onsite, real-time testing services that eliminate logistical bottlenecks and reduce environmental impact. Beyond their scientific capabilities, MobileLabs embody a philosophy of sustainability and community involvement. Local community members are recruited and trained to staff the labs, creating direct employment and building a foundation for future Science, Technology, Engineering, and Mathematics (STEM) talent in underserved areas. With tailored solutions for cannabis products, food and beverages, pharmaceuticals, personal care items, and agricultural outputs, the company ensures every product tested meets global benchmarks. Whether it is a cannabis tincture, a protein supplement, or a jar of jam, each undergoes rigorous scrutiny to ensure consumer safety, accurate labelling, and market readiness. Experts Behind the Vision The Testing Company is guided by a powerhouse team of professionals from diverse disciplines. The team’s diversity, spanning science, medicine, sociology, and business, enables a holistic approach to testing that blends precision with community insight. Its leadership holds certifications in Laboratory Management and Internal Auditing, and its clinical team are members of the Association of Official Analytical Chemists (AOAC), ensuring alignment with international best practices. The Testing Company plays a pivotal role in strengthening South Africa’s regulatory framework, particularly in newer markets such as medical cannabis and complementary medicines. By providing reliable data and advocating for science-based policies, the company supports the formalisation and legitimisation of these sectors. Testing, the company asserts, is not just about safety. It is a catalyst for broader economic growth. Accurate labelling, dosage clarity, and quality control not only protect consumers but also open up export channels, attract investment, and boost local production. Certified to ISO 17025:2017 and ISO 22000:2018 standards, The Testing Company is also licensed by South African Health Products Regulatory Authority (SAHPRA) and actively collaborates with leading institutions such as the Durban University of Technology (DUT). The company is part of research initiatives on cannabinoid testing and is committed to staying at the forefront of global testing methodologies. Impact Through Training and Localisation In alignment with South Africa’s National Development Plan and the UN Sustainable Development Goals, The Testing Company is a model for how science and enterprise can intersect with socio-economic development. Through training programmes, local hiring, and inclusive technology deployment, the company is building a new generation of technicians, scientists, and entrepreneurs from within the communities it serves. Whether it is a farmer cultivating medicinal plants, a food producer needing lab validation, or a manufacturer entering export markets, The Testing Company is the bridge between innovation and compliance, aspiration and access. As Prof. Seedat-Khan notes, “Our vision isn’t just to test products. It’s to unlock Africa’s potential, ethically, scientifically, and inclusively.” CONTACT DETAILS Physical Address: Steve Biko Campus, DUT, KwaZulu-Natal Tel: +27 (0)79 089 6702 E-mail: info@thetestingcompany.co.za Website: www.thetestingcompany.co.za Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link

At Standard Bank we are in the business of inspiring hope and enabling dreams. We believe that dreams matter because they fuel our growthStandard BankAt Standard Bank we are in the business of inspiring hope and enabling dreams. We believe that dreams matter because they fuel our growthKwaZulu-Natal (KZN) is more than a cornerstone of South Africa’s economy – it is a launchpad for the future of enterprise. As the second-largest contributor to South Africa’s GDP, accounting for approximately R488 billion and 16.3% of national output, KZN boasts a diversified economy led by manufacturing, agriculture, and logistics. With strategic trade routes, two major ports (Durban and Richards Bay), and the Dube TradePort SEZ, the province handles nearly 60% of South Africa’s cargo tonnage, making it a vital gateway to global markets. KZN’s economic landscape is further enriched by high-growth sectors such as food and beverage manufacturing, timber, sugar, and aluminium exports. The province is home to over 41 operational investors in SEZs, creating thousands of jobs and stimulating industrial development. At Standard Bank, we see KZN as a hub of possibility – and we are committed to unlocking its possibilities Partnering for Every Stage of Growth Building tomorrow’s businesses requires more than access to finance. It demands ecosystems of support, trusted networks, and tools that empower entrepreneurs to compete and thrive. Our Business and Commercial Banking division is guided by three strategic themes: transforming client experience, executing with excellence, and driving sustainable growth and value. Our solutions are designed to support businesses at every stage: Starting Out Digital accounts, advisory services, and tools that help entrepreneurs build resilient foundations. ƒ MyMoBiz: A low-cost digital business account tailored for sole proprietors and micro-enterprises. ƒ SimplyBlu: An e-commerce platform enabling small businesses to set up online stores and accept digital payments. ƒ BizFlex Loans: Flexible funding for startups with variable repayment terms based on cash flow. ƒ Business Incubator Partnerships: Collaborations with local incubators and accelerators in KZN to provide mentorship and early-stage support. Managing Growth Solutions that simplify payroll, improve cash flow, and digitise operations so owners can focus on scaling. ƒ SimplyBLU: A mobile payment solution that simplifies transactions and improves cash flow and provides an e-commerce platform. ƒ Autopay Payroll Services: Streamlined payroll processing integrated with business accounts. ƒ Business Online: A secure digital banking platform for real-time payments, collections, and liquidity management. ƒ Merchant Capital Partnership: Access to working capital based on card sales. Expanding Further Access to funding, trade finance, and market insights that enable businesses to cross provincial and global borders. ƒ TradeSuite: End-to-end trade finance solutions including letters of credit, guarantees, and foreign exchange services. ƒ Export Readiness Programme: Tailored for KZN SMEs, including compliance training and access to international buyers. ƒ Mauritius Offshore Solutions: Wealth and business structuring tools for family-owned enterprises expanding globally. ƒ Sector-Specific Insights: Industry reports and benchmarking tools to identify new markets. Global Trade Capabilities: Africa, US, and China Standard Bank’s Business and Commercial Banking division is building Africa’s leading trade platform, enabling businesses to connect across borders with seamless support: ƒ Intra-Africa Trade: Leveraging the African Continental Free Trade Area (AfCFTA), Standard Bank supports trade across 20+ African markets with integrated solutions for logistics, payments, and policy alignment. ƒ Africa-US Trade Corridor: Businesses gain access to US markets through tailored trade finance, foreign exchange, and cross-border payment solutions. ƒ Africa-China Trade Corridor: In partnership with ICBC, Standard Bank offers end-to-end Africa-China trade solutions including: ƒ Africa-China Banking Centre: Mandarinspeaking consultants, trade agents, and logistics support. ƒ Africa-China Import & Export Solutions: Support for sourcing goods, navigating regulations, and accessing Chinese markets. ƒ Participation in CIIE and CAETE: Showcasing African products like wine, nuts, and edible oils to Chinese buyers. ƒ $600 million in trade flows facilitated in 2022 through the ICBC partnership. Shaping the Future Through Key Initiatives Our commitment to KZN extends beyond banking. We are investing in platforms that prepare businesses for the opportunities of tomorrow: ƒ Export Readiness Programme ƒ EmpowHER Development Series ƒ Kasi SME Pitch Challenge & Phush’Ispan ƒ Franchise Networking Summit Building a Sustainable Future Standard Bank has committed over R74.3 billion in sustainable finance, with a goal to mobilise R450 billion by 2028. Through green financing, renewable energy solutions, and advisory services, we are equipping businesses to embrace responsible growth that benefits communities and the environment alike. Why We Celebrate The KZN Top Business Awards spotlight the entrepreneurs and enterprises that embody resilience, vision, and innovation. By supporting these awards, Standard Bank celebrates excellence while reaffirming our purpose: Africa is our home, we drive her growth.CONTACT DETAILS Physical Address: 1 Kingsmead Way, Kingsmead, Durban, 4001 Tel: +27 (0)31 374 1000 E-mail: information@standardbank.co.za Website: www.standardbank.co.zaIMRAAN NOORBHAI, Standard Bank Provincial Head KwaZulu-Natal says, "Standard Bank is an African-focused, client-centric, digitally enabled and integrated financial organisation. In line with our vision of being the leading financial services organisation in, for and across Africa delivering exceptional client experiences and superior value, we continue to work more closely with our clients to ensure that we can deliver fully integrated, full-service solutions that meet all their financial services needs." Imraan has a deep and diverse financial services background spanning over 20 years with Standard Bank across various roles, from sales and distribution to being Director of Finance for the Customer Channels division within Personal and Business Banking South Africa as well Head of Retail Banking for KwaZulu-Natal. In his current role as Provincial Head of the KwaZulu-Natal province, Imraan is at the helm of the vibrant retail and business banking operations and is leading a dynamic and energetic team of executives and senior managers. Whilst embracing a continuously evolving leadership style, Imraan is the first to admit that servant leadership is at the core of his leadership philosophy. Imraan says, "Over and above being a servant leader, leading by design is also a key success factor in being an effective leader of today. Leading by design involves creating frameworks for problem solving that enable your teams to explore the endless possibilities that exist within their DNA." A seasoned banker with a proven track record, Imraan's successful and highly impactful professional career has been deeply rooted in his accounting training and qualification acquired after completing articles with Desai Jadwat Inc. This success and contribution has been widely recognised through nominations for various prestigious leadership interventions with GIBS as well as learning experience immersions in New York, China, Hong Kong, Nigeria, Sweden and Berlin over many years to gain invaluable banking exposure. Imraan is passionate about entrepreneurship, empowerment and the digital revolution. He believes that the current digital revolution presents immeasurable opportunities to navigate the complex economic landscape to enable businesses to serve their clients better. Imraan continues to contribute actively in shaping the dialogue in industry through his membership in the KZN Growth Coalition, SAIPA, SAICA, the Durban Chamber of Commerce and Industry, the Minara Chamber of Commerce and and most recently as a Non-Executive Director on the Diners Club SA Board. "My vision is to leave a legacy at Standard Bank where I am remembered for my positive contribution to the Fourth Industrial Revolution, where digitisation creates an enabling environment for our customers to transact seamlessly. More importantly for me is to leave the business in a better shape than I found it, to inspire leaders that follow to be motivated and have the entrepreneurial flair and innovation mindset. We must be courageous, embrace change, empower teams to make decisions and never stop seeking knowledge. My ultimate dream is to see the growth of the economy of KZN at a point where all can benefit from its rich resources and diverse cultures." CONTACT DETAILS Physical Address: 1 Kingsmead Way, Kingsmead, Durban, 4001 Tel: +27 (0)31 374 1000 E-mail: information@standardbank.co.za Website: www.standardbank.co.za Up Home Up Imraan Noorbhai Latest News More About Leaders KwaZulu-Natal (KZN) is more than a cornerstone of South Africa’s economy – it is a launchpad for the future of enterprise. As the second-largest contributor to South Africa’s GDP, accounting for approximately R488 billion and 16.3% of national output, KZN boasts a diversified economy led by manufacturing, agriculture, and logistics. With strategic trade routes, two major ports (Durban and Richards Bay), and the Dube TradePort SEZ, the province handles nearly 60% of South Africa’s cargo tonnage, making it a vital gateway to global markets. KZN’s economic landscape is further enriched by high-growth sectors such as food and beverage manufacturing, timber, sugar, and aluminium exports. The province is home to over 41 operational investors in SEZs, creating thousands of jobs and stimulating industrial development. At Standard Bank, we see KZN as a hub of possibility – and we are committed to unlocking its possibilities Partnering for Every Stage of Growth Building tomorrow’s businesses requires more than access to finance. It demands ecosystems of support, trusted networks, and tools that empower entrepreneurs to compete and thrive. Our Business and Commercial Banking division is guided by three strategic themes: transforming client experience, executing with excellence, and driving sustainable growth and value. Our solutions are designed to support businesses at every stage: Starting Out Digital accounts, advisory services, and tools that help entrepreneurs build resilient foundations. ƒ MyMoBiz: A low-cost digital business account tailored for sole proprietors and micro-enterprises. ƒ SimplyBlu: An e-commerce platform enabling small businesses to set up online stores and accept digital payments. ƒ BizFlex Loans: Flexible funding for startups with variable repayment terms based on cash flow. ƒ Business Incubator Partnerships: Collaborations with local incubators and accelerators in KZN to provide mentorship and early-stage support. Managing Growth Solutions that simplify payroll, improve cash flow, and digitise operations so owners can focus on scaling. ƒ SimplyBLU: A mobile payment solution that simplifies transactions and improves cash flow and provides an e-commerce platform. ƒ Autopay Payroll Services: Streamlined payroll processing integrated with business accounts. ƒ Business Online: A secure digital banking platform for real-time payments, collections, and liquidity management. ƒ Merchant Capital Partnership: Access to working capital based on card sales. Expanding Further Access to funding, trade finance, and market insights that enable businesses to cross provincial and global borders. ƒ TradeSuite: End-to-end trade finance solutions including letters of credit, guarantees, and foreign exchange services. ƒ Export Readiness Programme: Tailored for KZN SMEs, including compliance training and access to international buyers. ƒ Mauritius Offshore Solutions: Wealth and business structuring tools for family-owned enterprises expanding globally. ƒ Sector-Specific Insights: Industry reports and benchmarking tools to identify new markets. Global Trade Capabilities: Africa, US, and China Standard Bank’s Business and Commercial Banking division is building Africa’s leading trade platform, enabling businesses to connect across borders with seamless support: ƒ Intra-Africa Trade: Leveraging the African Continental Free Trade Area (AfCFTA), Standard Bank supports trade across 20+ African markets with integrated solutions for logistics, payments, and policy alignment. ƒ Africa-US Trade Corridor: Businesses gain access to US markets through tailored trade finance, foreign exchange, and cross-border payment solutions. ƒ Africa-China Trade Corridor: In partnership with ICBC, Standard Bank offers end-to-end Africa-China trade solutions including: ƒ Africa-China Banking Centre: Mandarinspeaking consultants, trade agents, and logistics support. ƒ Africa-China Import & Export Solutions: Support for sourcing goods, navigating regulations, and accessing Chinese markets. ƒ Participation in CIIE and CAETE: Showcasing African products like wine, nuts, and edible oils to Chinese buyers. ƒ $600 million in trade flows facilitated in 2022 through the ICBC partnership. Shaping the Future Through Key Initiatives Our commitment to KZN extends beyond banking. We are investing in platforms that prepare businesses for the opportunities of tomorrow: ƒ Export Readiness Programme ƒ EmpowHER Development Series ƒ Kasi SME Pitch Challenge & Phush’Ispan ƒ Franchise Networking Summit Building a Sustainable Future Standard Bank has committed over R74.3 billion in sustainable finance, with a goal to mobilise R450 billion by 2028. Through green financing, renewable energy solutions, and advisory services, we are equipping businesses to embrace responsible growth that benefits communities and the environment alike. Why We Celebrate The KZN Top Business Awards spotlight the entrepreneurs and enterprises that embody resilience, vision, and innovation. By supporting these awards, Standard Bank celebrates excellence while reaffirming our purpose: Africa is our home, we drive her growth. CONTACT DETAILS Physical Address: 1 Kingsmead Way, Kingsmead, Durban, 4001 Tel: +27 (0)31 374 1000 E-mail: information@standardbank.co.za Website: www.standardbank.co.za Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link

The KwaZulu-Natal Joint Municipal Pension/Provident Funds (NJMPF) drives inclusive, transparent and sustainable practices through innovation and financial literacyNJMPFThe KwaZulu-Natal Joint Municipal Pension/Provident Funds (NJMPF) drives inclusive, transparent and sustainable practices through innovation and financial literacyThe KwaZulu-Natal Joint Municipal Pension/Provident Funds (NJMPF) continues to embody its motto of being ‘an anchor in uncertain storms’ by safeguarding the financial well-being of KwaZulu-Natal local government employees and strengthening their retirement outcomes. With a proud history spanning more than 83 years, NJMPF has built a solid legacy of excellence in governance, financial stewardship, and innovation. For over two decades, the Fund has consistently achieved consecutive clean audit reports from the Auditor-General, a testament to its accountability and adherence to world-class governance standards. Today, NJMPF stands as a multi-billion-rand institution, managing R46 billion in assets and positively shaping the financial security of thousands of municipal employees, pensioners, and their families across the province. Over the years, the Fund has cemented its position as one of South Africa’s most celebrated pension funds, earning numerous accolades both locally and internationally. Recognised for excellence in governance, investment philosophy, financial reporting, and stakeholder education, NJMPF continues to set benchmarks within the retirement funding industry. These awards not only affirm the Fund’s leadership but also highlight its unwavering commitment to transparency, financial literacy, and putting members at the heart of every initiative. Bringing the Fund Closer to Members One of NJMPF’s key priorities is ensuring that members have direct and convenient access to the Fund. While weekly member roadshows continue to take place in every municipality, some members previously had to travel to the Fund’s main offices or rely on their employers for access to services, limiting both efficiency and personal engagement. To address this, NJMPF launched a district satellite office expansion strategy designed to bring services closer to members. Today, the Fund operates fully functional offices in: ƒ Zululand District ƒ uGu District ƒ aMajuba District ƒ uThukela District New offices in uMzinyathi and Harry Gwala Districts are currently underway, with a long-term vision to establish a presence in all ten municipal districts across the province. These offices significantly improve service delivery, providing members with personal assistance on pension queries, benefit statements, and retirement planning without the burden of long-distance travel. This initiative reflects NJMPF’s commitment to accessibility, inclusivity, and supporting members with dignity throughout their retirement journey. Recent Events & Member Engagement The year 2025 has marked considerable progress in NJMPF’s commitment to strengthening stakeholder connections and empowering members through education, engagement, and innovation. Key highlights include: Annual Information Meeting (March 2025): CEO Mr Bongi Mkhize and Chairperson of the Board of Trustees, Mr France Zama, presented the Fund’s performance and shared their vision of a digitally enabled, transparent, and member-focused organisation setting a clear direction for the year ahead. Pensioner Indabas and Wellness Days: Hosted in uMgungundlovu, uGu, eThekwini, and aMajuba Districts. These events combined health screenings, education sessions, and direct engagement with pensioners. They highlighted NJMPF’s comprehensive approach to member well-being, extending beyond financial security to include health and quality of life. Contribution Campaign: Aimed primarily at Provident Fund members, this campaign encourages members to review and adjust their contribution rates to strengthen their retirement outcomes. Defined Benefit members are also reminded of the option to buy back service, enabling them to further enhance their retirement benefits. Partnerships & Education: NJMPF partnered with FSCA, SARS, and Nedbank’s Consumer Education department to expand financial literacy initiatives, equipping members with the knowledge needed to understand their rights, maximise their benefits, and make informed retirement planning decisions. CEO’s Vision for the Future CEO and Principal Officer Mr Bongi Mkhize envisions NJMPF as more than a pension provider. He aims for the Fund to be a beacon of financial literacy, digital innovation, and member empowerment across the province. “Our role extends beyond managing pensions. We are custodians of financial dignity, and our goal is to give every member the confidence that their future is secure. By embracing technology, expanding accessibility through satellite offices, and embedding diversity in leadership, NJMPF is building a fund that is inclusive, transparent, and sustainable.” Under his leadership, NJMPF continues to evolve as a forward-thinking, member-centric institution committed to delivering both financial security and holistic support for its members.CONTACT DETAILS Physical Address: 5 Derby Place, Derby Downs Office Park, University Road, Westville, 3630 Postal Address: P.O. Box 33, Westwood, 3633 Tel: +27 (0)31 279 5300 Email: info@njmpf.co.za Website: www.njmpf.co.zaSAM CAMILLERI is the CEO and Principal Officer of KwaZulu-Natal Joint Municipal Pension/ Provident Funds (NJMPF), which currently administers a total of R 18 billion. Camilleri’s professional career has included being appointed as a general manager for the Invivo Group in Australia - a large financial services company. He was then offered a position in South Africa as an asset manager for Sanlam, which he said has been a huge advantage to his current position. These experiences he said, have equipped him with a level of understanding that has been critical to his role at NJMPF. He was able to take his knowledge from the investment side of fund management and apply this acumen to administrating the pension fund. Camilleri was appointed as CEO of the NJMPF in July 2007 and has spent the last eleven years dramatically transforming the organisation from an old-fashioned paper-based bureaucracy to a local and international multi-award-winning retirement fund. His first task was to modernise the NJMPF’s operating policies and procedures. He says, “This was a journey that we were going to undertake, we were going to transform the business. It was difficult as we had to train staff and still deliver a service – it was an interesting experience.” An initial requirement was to upskill employees, which took place over a two-year period. Basic computer skills and programmes were taught and the almost five million paper files, which filled much of the office space, had to be captured on computer. “I had staff threatening to go on strike, one Friday afternoon, I removed the adding machines from everyone’s desks and from the Monday morning insisted that all calculations had to be computer based,” says Camilleri. The staff also needed to understand that they were employed by a non-profit organisation and were working for their clients’ benefit, which was a major culture change. The change in the ethos of the NJMPF was dramatic as from an old school institute, the staff were now required to strive for excellence and meet the expectations of their members and pensioners. Furthermore says Camilleri, the various awards that the NJMPF has since received have promoted the staff to want to achieve more. “They are very competitive, they enjoy winning and they see the awards we have received as their awards, which recognise their efforts.” In contrast to the previous closed-door policy, where staff were summoned by bells, Camilleri operates a very flat business structure with open communication. His staff are also welcome to participate and provide suggestions for procedures or innovations that will enhance value for the members and pensioners and other beneficiaries of the NJMPF. Even though there have been negative economic times, the NJMPF has had only one negative return in the last eighteen years. “We have pensioners now being paid more than when they are working. Throughout the last decade, we have always given our pensioners full CPI and in one year, we gave them a thirteenth cheque and special increase in less than three months. The result is that they are getting returns way above inflation,” said Camilleri. He added, “We now compete against the biggest investment funds and our returns are compatible against the best of best, such as Coronation and Investec.” “We are looking after our pensioners. Looking forward, we will be offering a living annuity fund and have recently introduced a new website as well as a mobile app, which allows them greater access to information about their funds.” Through running financial literacy programmes, the NJMPF is also trying to educate the municipal workers that it services and send the message that the more they save now, the better they will be in the long run. Camilleri says that he enjoys relaxing at home in his free time and usually spends his weekends watching his son’s various sporting activities. CONTACT DETAILS Physical Address: 5 Derby Place, Derby Downs Office Park, University Road, Westville, 3630 Postal Address: P.O. Box 33, Westwood, 3633 Tel: +27 (0)31 279 5300 Email: info@njmpf.co.za Website: www.njmpf.co.za Up Home Up Bongi Mkhize Latest News More About Leaders The KwaZulu-Natal Joint Municipal Pension/Provident Funds (NJMPF) continues to embody its motto of being ‘an anchor in uncertain storms’ by safeguarding the financial well-being of KwaZulu-Natal local government employees and strengthening their retirement outcomes. With a proud history spanning more than 83 years, NJMPF has built a solid legacy of excellence in governance, financial stewardship, and innovation. For over two decades, the Fund has consistently achieved consecutive clean audit reports from the Auditor-General, a testament to its accountability and adherence to world-class governance standards. Today, NJMPF stands as a multi-billion-rand institution, managing R46 billion in assets and positively shaping the financial security of thousands of municipal employees, pensioners, and their families across the province. Over the years, the Fund has cemented its position as one of South Africa’s most celebrated pension funds, earning numerous accolades both locally and internationally. Recognised for excellence in governance, investment philosophy, financial reporting, and stakeholder education, NJMPF continues to set benchmarks within the retirement funding industry. These awards not only affirm the Fund’s leadership but also highlight its unwavering commitment to transparency, financial literacy, and putting members at the heart of every initiative. Bringing the Fund Closer to Members One of NJMPF’s key priorities is ensuring that members have direct and convenient access to the Fund. While weekly member roadshows continue to take place in every municipality, some members previously had to travel to the Fund’s main offices or rely on their employers for access to services, limiting both efficiency and personal engagement. To address this, NJMPF launched a district satellite office expansion strategy designed to bring services closer to members. Today, the Fund operates fully functional offices in: ƒ Zululand District ƒ uGu District ƒ aMajuba District ƒ uThukela District New offices in uMzinyathi and Harry Gwala Districts are currently underway, with a long-term vision to establish a presence in all ten municipal districts across the province. These offices significantly improve service delivery, providing members with personal assistance on pension queries, benefit statements, and retirement planning without the burden of long-distance travel. This initiative reflects NJMPF’s commitment to accessibility, inclusivity, and supporting members with dignity throughout their retirement journey. Recent Events & Member Engagement The year 2025 has marked considerable progress in NJMPF’s commitment to strengthening stakeholder connections and empowering members through education, engagement, and innovation. Key highlights include: Annual Information Meeting (March 2025): CEO Mr Bongi Mkhize and Chairperson of the Board of Trustees, Mr France Zama, presented the Fund’s performance and shared their vision of a digitally enabled, transparent, and member-focused organisation setting a clear direction for the year ahead. Pensioner Indabas and Wellness Days: Hosted in uMgungundlovu, uGu, eThekwini, and aMajuba Districts. These events combined health screenings, education sessions, and direct engagement with pensioners. They highlighted NJMPF’s comprehensive approach to member well-being, extending beyond financial security to include health and quality of life. Contribution Campaign: Aimed primarily at Provident Fund members, this campaign encourages members to review and adjust their contribution rates to strengthen their retirement outcomes. Defined Benefit members are also reminded of the option to buy back service, enabling them to further enhance their retirement benefits. Partnerships & Education: NJMPF partnered with FSCA, SARS, and Nedbank’s Consumer Education department to expand financial literacy initiatives, equipping members with the knowledge needed to understand their rights, maximise their benefits, and make informed retirement planning decisions. CEO’s Vision for the Future CEO and Principal Officer Mr Bongi Mkhize envisions NJMPF as more than a pension provider. He aims for the Fund to be a beacon of financial literacy, digital innovation, and member empowerment across the province. “Our role extends beyond managing pensions. We are custodians of financial dignity, and our goal is to give every member the confidence that their future is secure. By embracing technology, expanding accessibility through satellite offices, and embedding diversity in leadership, NJMPF is building a fund that is inclusive, transparent, and sustainable.” Under his leadership, NJMPF continues to evolve as a forward-thinking, member-centric institution committed to delivering both financial security and holistic support for its members. CONTACT DETAILS Physical Address: 5 Derby Place, Derby Downs Office Park, University Road, Westville, 3630 Postal Address: P.O. Box 33, Westwood, 3633 Tel: +27 (0)31 279 5300 Email: info@njmpf.co.za Website: www.njmpf.co.za Latest News Company News Blog Keep up with the latest trends and insights. Check out our blog today! Read More Home Facebook X (Twitter) WhatsApp LinkedIn Pinterest Copy link